test(billing): prove downgrade lifecycle

BLOCKERS.md

@@ -5,10 +5,10 @@ Updated: 2026-08-15
 ## Stripe billing
 
 - **Blocked:** Activating roadmap item 7.5 in production.
-- **Why:** Hosted Checkout, customer-portal sessions, signed subscription webhooks, persisted billing state, and Pro-role provisioning are implemented. The Stripe product, recurring price, portal, webhook registration, and production credentials must be created outside the repository.
+- **Why:** Hosted Checkout, customer-portal sessions, signed subscription webhooks, persisted billing state, Pro-role provisioning and a mock lifecycle regression are implemented. The Stripe recurring price, portal, webhook registration and production credentials must be configured outside the repository.
 - **Required:** Configure the Pro recurring price, enable the Stripe customer portal, register `/api/billing/webhook` for `customer.subscription.created`, `customer.subscription.updated`, and `customer.subscription.deleted`, then supply `STRIPE_SECRET_KEY`, the recurring `price_...` value in the legacy-named `STRIPE_PRICE_PREMIUM` setting, and `STRIPE_WEBHOOK_SECRET` through the deployment environment. Do not place secret values in source control or chat.
 - **Recommended:** One monthly Pro price first; add annual billing only after the monthly flow is operating.
-- **Current access check:** Production has test-mode secret and webhook values, but `STRIPE_PRICE_PREMIUM` currently contains a `prod_...` Product ID. Checkout requires the recurring `price_...` Price ID. The publishable key is not used by hosted Checkout.
+- **Current access check:** Production has test-mode secret and webhook values, but `STRIPE_PRICE_PREMIUM` currently contains a `prod_...` Product ID. Checkout requires the recurring `price_...` Price ID; the server now treats the wrong identifier type as disabled rather than calling Stripe. The publishable key is not used by hosted Checkout. Local fake-gateway coverage proves active → expired → canceled/replayed role transitions without losing non-AI data (V-185).
 - **Runbook:** Follow `docs/operations/stripe-activation.md`, completing test mode before creating or installing live-mode values.
 
 ## Document parser dependency and isolation

JobTrackerApi.Tests/BillingControllerTests.cs

@@ -1,6 +1,9 @@
 using System.Text;
+using System.Security.Claims;
 using JobTrackerApi.Controllers;
 using JobTrackerApi.Models;
+using JobTrackerApi.Services;
+using JobTrackerApi.Tests.TestSupport;
 using Microsoft.AspNetCore.Http;
 using Microsoft.AspNetCore.Identity;
 using Microsoft.AspNetCore.Mvc;
@@ -8,12 +11,110 @@ using Microsoft.Extensions.Configuration;
 using Microsoft.Extensions.Logging.Abstractions;
 using Microsoft.Extensions.Options;
 using Moq;
+using Stripe;
 using Xunit;
 
 namespace JobTrackerApi.Tests;
 
 public sealed class BillingControllerTests
 {
+    [Fact]
+    public async Task Checkout_uses_the_configured_price_and_stable_user_metadata()
+    {
+        var user = new ApplicationUser { Id = "user-1", Email = "person@example.test" };
+        var users = TestHostFactory.CreateUserManager(user);
+        users.Setup(item => item.GetRolesAsync(user)).ReturnsAsync(Array.Empty<string>());
+        var gateway = new Mock<IStripeBillingGateway>();
+        Stripe.Checkout.SessionCreateOptions? captured = null;
+        gateway.Setup(item => item.CreateCheckoutAsync("sk_test_fake", It.IsAny<Stripe.Checkout.SessionCreateOptions>(), It.IsAny<CancellationToken>()))
+            .Callback((string _, Stripe.Checkout.SessionCreateOptions options, CancellationToken _) => captured = options)
+            .ReturnsAsync(new Stripe.Checkout.Session { Url = "https://checkout.stripe.test/session" });
+        var controller = Controller(Configuration(), users, CreateRoleManager(), gateway);
+        Authenticate(controller, user.Id);
+
+        var action = await controller.Checkout(default);
+
+        var result = Assert.IsType<OkObjectResult>(action.Result);
+        Assert.Equal("https://checkout.stripe.test/session", Assert.IsType<BillingController.BillingRedirectDto>(result.Value).Url);
+        Assert.NotNull(captured);
+        Assert.Equal("price_fake", Assert.Single(captured.LineItems).Price);
+        Assert.Equal(user.Id, captured.ClientReferenceId);
+        Assert.Equal(user.Id, captured.Metadata["jobtracker_user_id"]);
+        Assert.Equal(user.Id, captured.SubscriptionData.Metadata["jobtracker_user_id"]);
+        Assert.Equal("https://example.test/settings?billing=success", captured.SuccessUrl);
+    }
+
+    [Fact]
+    public async Task Product_identifier_cannot_enable_checkout_as_a_price()
+    {
+        var user = new ApplicationUser { Id = "user-1" };
+        var users = TestHostFactory.CreateUserManager(user);
+        users.Setup(item => item.GetRolesAsync(user)).ReturnsAsync(Array.Empty<string>());
+        var configuration = Configuration(new Dictionary<string, string?> { ["Stripe:PricePremium"] = "prod_wrong_kind" });
+        var controller = Controller(configuration, users, CreateRoleManager(), new Mock<IStripeBillingGateway>());
+        Authenticate(controller, user.Id);
+
+        var status = Assert.IsType<OkObjectResult>((await controller.Status(default)).Result);
+        Assert.False(Assert.IsType<BillingController.BillingStatusDto>(status.Value).Enabled);
+        Assert.IsType<ObjectResult>((await controller.Checkout(default)).Result);
+    }
+
+    [Fact]
+    public async Task Signed_subscription_lifecycle_grants_then_revokes_on_expiry_idempotently()
+    {
+        var user = new ApplicationUser
+        {
+            Id = "user-1",
+            AiEnabled = true,
+            ProfileCvText = "non-AI profile data must survive",
+        };
+        var users = TestHostFactory.CreateUserManager(user);
+        users.Setup(item => item.UpdateAsync(user)).ReturnsAsync(IdentityResult.Success);
+        var hasPremium = false;
+        users.Setup(item => item.IsInRoleAsync(user, "Premium")).ReturnsAsync(() => hasPremium);
+        users.Setup(item => item.AddToRoleAsync(user, "Premium"))
+            .Callback(() => hasPremium = true)
+            .ReturnsAsync(IdentityResult.Success);
+        users.Setup(item => item.RemoveFromRoleAsync(user, "Premium"))
+            .Callback(() => hasPremium = false)
+            .ReturnsAsync(IdentityResult.Success);
+
+        var roles = CreateRoleManager();
+        roles.Setup(item => item.RoleExistsAsync("Premium")).ReturnsAsync(true);
+        var webhookEvent = new Event
+        {
+            Type = EventTypes.CustomerSubscriptionUpdated,
+            Created = new DateTime(2026, 8, 15, 10, 0, 0, DateTimeKind.Utc),
+            Data = new EventData { Object = new Subscription { Id = "sub_lifecycle" } },
+        };
+        var gateway = new Mock<IStripeBillingGateway>();
+        gateway.Setup(item => item.ConstructEvent(It.IsAny<string>(), "signed", "whsec_fake")).Returns(webhookEvent);
+        gateway.SetupSequence(item => item.GetSubscriptionAsync("sk_test_fake", "sub_lifecycle", It.IsAny<CancellationToken>()))
+            .ReturnsAsync(Subscription("active"))
+            .ReturnsAsync(Subscription("past_due"))
+            .ReturnsAsync(Subscription("canceled"));
+        var controller = Controller(Configuration(), users, roles, gateway);
+
+        SetWebhookRequest(controller);
+        Assert.IsType<OkResult>(await controller.Webhook(default));
+        Assert.True(hasPremium);
+        Assert.Equal("active", user.StripeSubscriptionStatus);
+
+        SetWebhookRequest(controller);
+        Assert.IsType<OkResult>(await controller.Webhook(default));
+        Assert.False(hasPremium);
+        Assert.Equal("past_due", user.StripeSubscriptionStatus);
+        Assert.Equal("non-AI profile data must survive", user.ProfileCvText);
+
+        SetWebhookRequest(controller);
+        Assert.IsType<OkResult>(await controller.Webhook(default));
+        Assert.False(hasPremium);
+        Assert.Equal("canceled", user.StripeSubscriptionStatus);
+        users.Verify(item => item.AddToRoleAsync(user, "Premium"), Times.Once);
+        users.Verify(item => item.RemoveFromRoleAsync(user, "Premium"), Times.Once);
+        users.Verify(item => item.UpdateAsync(user), Times.Exactly(3));
+    }
+
     [Fact]
     public async Task Webhook_rejects_an_invalid_Stripe_signature()
     {
@@ -46,4 +147,64 @@ public sealed class BillingControllerTests
 
         Assert.IsType<BadRequestObjectResult>(result);
     }
+
+    private static IConfiguration Configuration(Dictionary<string, string?>? overrides = null)
+    {
+        var values = new Dictionary<string, string?>
+        {
+            ["Stripe:SecretKey"] = "sk_test_fake",
+            ["Stripe:PricePremium"] = "price_fake",
+            ["Stripe:WebhookSecret"] = "whsec_fake",
+            ["App:PublicBaseUrl"] = "https://example.test",
+        };
+        if (overrides is not null)
+            foreach (var (key, value) in overrides) values[key] = value;
+        return new ConfigurationBuilder().AddInMemoryCollection(values).Build();
+    }
+
+    private static Mock<RoleManager<IdentityRole>> CreateRoleManager()
+    {
+        var store = new Mock<IRoleStore<IdentityRole>>();
+        return new Mock<RoleManager<IdentityRole>>(
+            store.Object,
+            Array.Empty<IRoleValidator<IdentityRole>>(),
+            new UpperInvariantLookupNormalizer(),
+            new IdentityErrorDescriber(),
+            NullLogger<RoleManager<IdentityRole>>.Instance);
+    }
+
+    private static BillingController Controller(
+        IConfiguration configuration,
+        Mock<UserManager<ApplicationUser>> users,
+        Mock<RoleManager<IdentityRole>> roles,
+        Mock<IStripeBillingGateway> gateway)
+        => new(configuration, users.Object, roles.Object, NullLogger<BillingController>.Instance, stripe: gateway.Object)
+        {
+            ControllerContext = new ControllerContext { HttpContext = new DefaultHttpContext() },
+        };
+
+    private static void Authenticate(BillingController controller, string userId)
+        => controller.HttpContext.User = new ClaimsPrincipal(new ClaimsIdentity(
+            new[] { new Claim(ClaimTypes.NameIdentifier, userId) }, "local"));
+
+    private static void SetWebhookRequest(BillingController controller)
+    {
+        controller.Request.Body = new MemoryStream(Encoding.UTF8.GetBytes("{}"));
+        controller.Request.Headers["Stripe-Signature"] = "signed";
+    }
+
+    private static Subscription Subscription(string status) => new()
+    {
+        Id = "sub_lifecycle",
+        CustomerId = "cus_lifecycle",
+        Status = status,
+        Metadata = new Dictionary<string, string> { ["jobtracker_user_id"] = "user-1" },
+        Items = new StripeList<SubscriptionItem>
+        {
+            Data = new List<SubscriptionItem>
+            {
+                new() { Price = new Price { Id = "price_fake" } },
+            },
+        },
+    };
 }

JobTrackerApi/Controllers/BillingController.cs

@@ -18,19 +18,22 @@ public sealed class BillingController : ControllerBase
     private readonly RoleManager<IdentityRole> _roles;
     private readonly ILogger<BillingController> _logger;
     private readonly ExternalOrigin _externalOrigin;
+    private readonly IStripeBillingGateway _stripe;
 
     public BillingController(
         IConfiguration configuration,
         UserManager<ApplicationUser> users,
         RoleManager<IdentityRole> roles,
         ILogger<BillingController> logger,
-        ExternalOrigin? externalOrigin = null)
+        ExternalOrigin? externalOrigin = null,
+        IStripeBillingGateway? stripe = null)
     {
         _configuration = configuration;
         _users = users;
         _roles = roles;
         _logger = logger;
         _externalOrigin = externalOrigin ?? ExternalOrigin.FromConfiguration(configuration);
+        _stripe = stripe ?? new StripeBillingGateway();
     }
 
     public sealed record BillingRedirectDto(string Url);
@@ -86,8 +89,7 @@ public sealed class BillingController : ControllerBase
 
         try
         {
-            var session = await new Stripe.Checkout.SessionService(new StripeClient(secretKey))
-                .CreateAsync(options, cancellationToken: cancellationToken);
+            var session = await _stripe.CreateCheckoutAsync(secretKey, options, cancellationToken);
             if (string.IsNullOrWhiteSpace(session.Url))
                 return Problem(statusCode: StatusCodes.Status502BadGateway, title: "Stripe did not return a checkout URL.");
             return Ok(new BillingRedirectDto(session.Url));
@@ -113,12 +115,11 @@ public sealed class BillingController : ControllerBase
 
         try
         {
-            var session = await new Stripe.BillingPortal.SessionService(new StripeClient(secretKey))
-                .CreateAsync(new Stripe.BillingPortal.SessionCreateOptions
+            var session = await _stripe.CreatePortalAsync(secretKey, new Stripe.BillingPortal.SessionCreateOptions
                 {
                     Customer = user.StripeCustomerId,
                     ReturnUrl = $"{publicBaseUrl}/settings",
-                }, cancellationToken: cancellationToken);
+                }, cancellationToken);
             return Ok(new BillingRedirectDto(session.Url));
         }
         catch (StripeException ex)
@@ -143,7 +144,7 @@ public sealed class BillingController : ControllerBase
         Event stripeEvent;
         try
         {
-            stripeEvent = EventUtility.ConstructEvent(json, Request.Headers["Stripe-Signature"].ToString(), webhookSecret);
+            stripeEvent = _stripe.ConstructEvent(json, Request.Headers["Stripe-Signature"].ToString(), webhookSecret);
         }
         catch (StripeException ex)
         {
@@ -164,8 +165,7 @@ public sealed class BillingController : ControllerBase
         {
             // Stripe does not guarantee webhook delivery order. Re-read the subscription so a late
             // event cannot restore access after a newer cancellation or payment failure.
-            subscription = await new SubscriptionService(new StripeClient(secretKey))
-                .GetAsync(eventSubscription.Id, cancellationToken: cancellationToken);
+            subscription = await _stripe.GetSubscriptionAsync(secretKey, eventSubscription.Id, cancellationToken);
         }
         catch (StripeException ex)
         {
@@ -229,6 +229,6 @@ public sealed class BillingController : ControllerBase
         premiumPrice = (_configuration["Stripe:PricePremium"] ?? string.Empty).Trim();
         webhookSecret = (_configuration["Stripe:WebhookSecret"] ?? string.Empty).Trim();
         publicBaseUrl = _externalOrigin.BaseUrl;
-        return secretKey.Length > 0 && premiumPrice.Length > 0 && webhookSecret.Length > 0;
+        return secretKey.Length > 0 && premiumPrice.StartsWith("price_", StringComparison.Ordinal) && webhookSecret.Length > 0;
     }
 }

JobTrackerApi/Program.cs

@@ -54,6 +54,7 @@ builder.Services.AddScoped<IAiSidecarCachePurger, AiSidecarCachePurger>();
 builder.Services.AddScoped<AccountDeletionService>();
 builder.Services.AddScoped<AiOperationAdmission>();
 builder.Services.AddScoped<AiUsageMeter>();
+builder.Services.AddSingleton<IStripeBillingGateway, StripeBillingGateway>();
 builder.Services.AddScoped<StrategySnapshotService>();
 builder.Services.AddSingleton<IAiOperationHandler, StrategySnapshotOperationHandler>();
 builder.Services.AddSingleton<IAiOperationHandler, CvProcessingOperationHandler>();

JobTrackerApi/Services/StripeBillingGateway.cs

@@ -0,0 +1,35 @@
+using Stripe;
+
+namespace JobTrackerApi.Services;
+
+public interface IStripeBillingGateway
+{
+    Task<Stripe.Checkout.Session> CreateCheckoutAsync(string secretKey, Stripe.Checkout.SessionCreateOptions options, CancellationToken cancellationToken);
+    Task<Stripe.BillingPortal.Session> CreatePortalAsync(string secretKey, Stripe.BillingPortal.SessionCreateOptions options, CancellationToken cancellationToken);
+    Event ConstructEvent(string json, string signature, string webhookSecret);
+    Task<Subscription> GetSubscriptionAsync(string secretKey, string subscriptionId, CancellationToken cancellationToken);
+}
+
+public sealed class StripeBillingGateway : IStripeBillingGateway
+{
+    public Task<Stripe.Checkout.Session> CreateCheckoutAsync(
+        string secretKey,
+        Stripe.Checkout.SessionCreateOptions options,
+        CancellationToken cancellationToken)
+        => new Stripe.Checkout.SessionService(new StripeClient(secretKey))
+            .CreateAsync(options, cancellationToken: cancellationToken);
+
+    public Task<Stripe.BillingPortal.Session> CreatePortalAsync(
+        string secretKey,
+        Stripe.BillingPortal.SessionCreateOptions options,
+        CancellationToken cancellationToken)
+        => new Stripe.BillingPortal.SessionService(new StripeClient(secretKey))
+            .CreateAsync(options, cancellationToken: cancellationToken);
+
+    public Event ConstructEvent(string json, string signature, string webhookSecret)
+        => EventUtility.ConstructEvent(json, signature, webhookSecret);
+
+    public Task<Subscription> GetSubscriptionAsync(string secretKey, string subscriptionId, CancellationToken cancellationToken)
+        => new SubscriptionService(new StripeClient(secretKey))
+            .GetAsync(subscriptionId, cancellationToken: cancellationToken);
+}

docs/audits/verification-log.md

@@ -216,3 +216,4 @@ Output was reduced to filenames and commit counts. The token artifact appears un
 | V-182 | Real ASP.NET Identity data-protection token integration on SQLite; focused auth tests; full backend | Repository root | Close SEC-005B expiry/replay/custom-username proof without SMTP or production | PASS — valid confirmation succeeds once, replay and zero-lifetime expiry return the same generic failure, a real change-email token preserves a custom username and cannot replay; focused 39/39 and backend 666/666 | Synthetic addresses and ephemeral local data-protection keys only; no email, browser, MariaDB or production call | SEC-005B local token-state gap closed |
 | V-183 | Owner-filtered job-choice API test; correspondence Jest; frontend production build | Repository root / `job-tracker-ui` | Remove the email compose/thread-move selectors' false 100-job ceiling | PASS — backend search finds the oldest target among 130 owned rows and excludes another tenant; correspondence 20/20 proves debounced server search, compose selection and thread-move selection; TypeScript/production build passes | Synthetic rows/JSDOM only; no provider, email or production action | MAIL-001 exhaustive job selection gap closed |
 | V-184 | Shared synchronous AI provider decorator, durable/workspace suppression scopes, quota exception handler and full backend | Repository root | Make numeric Free/Pro AI limits universal without double-counting already-reserved work | PASS — focused shared-provider/accounting suite 25/25 and backend 674/674; success finalizes measured characters, Free/exhausted requests stop before provider I/O, workspace/operation scopes create no second row, and quota failures return stable 429 details | Fake in-process provider and SQLite only; no model, Stripe, MariaDB or production call | POL-001 repository accounting gap closed; Stripe lifecycle and production smoke remain |
+| V-185 | Stripe gateway seam, mocked checkout/webhook lifecycle, entitlement tests and full backend | Repository root | Prove checkout identity and downgrade safety without using external Stripe | PASS — entitlement/billing 33/33 and backend 677/677; configured `price_` and stable user metadata reach Checkout, active grants Pro, `past_due` revokes it, canceled replay remains revoked without duplicate role mutation, non-AI profile data survives, and `prod_` in the price setting fails closed | In-process fake only; no Stripe network, customer, secret mutation, MariaDB or production call | Local POL-001 Stripe lifecycle gap closed; configured Stripe account journey remains blocked |

docs/verification/pol-001-free-pro-entitlements.md

@@ -44,7 +44,8 @@ Status: `IMPLEMENTED — NOT VERIFIED`. The server policy, worker rechecks, Free
 - AI Workspace UI test: Free locked state, disabled generation and upgrade link.
 - `AiUsageMeterTests`, operation integration, account export/deletion and SQLite compatibility tests cover idempotent reservation, limits, owner isolation, history-independent totals, Strategy finalization, CV conservative reservation and lifecycle handling.
 - `MeteredSummarizerServiceTests` prove synchronous success finalization, pre-provider quota rejection, Free-user rejection, workspace/operation double-count suppression and stable HTTP 429 problem details.
-- Full backend after universal provider admission: 674/674.
+- `BillingControllerTests` use an in-process Stripe gateway fake to prove checkout price/user metadata, signed active → expired → canceled/replayed role transitions, non-AI data preservation and fail-closed rejection of a `prod_` product identifier in the price setting.
+- Full entitlement/billing slice: 33/33; full backend: 677/677.
 - Full backend: 568/568.
 - Full frontend: 47/47 suites, 157/157 tests.
 - Production frontend build: pass.
@@ -53,7 +54,7 @@ Status: `IMPLEMENTED — NOT VERIFIED`. The server policy, worker rechecks, Free
 ## Limitations and remaining checks
 
 - Browser localhost access is denied by the available browser policy, so 375/768/1440, keyboard, themes and actual navigation to the upgrade action are not claimed.
-- Stripe webhook transitions were code-inspected and existing status tests cover active/trialing vs expired states, but no real or mocked end-to-end checkout/webhook cycle ran in this package.
+- The repository Stripe lifecycle is covered with a fake gateway and no network call. Actual Stripe Checkout, portal configuration, signature delivery and production role mapping still require the authorized external account.
 - MariaDB and production were not changed or tested.
 - PRODUCT-001 removed landing-page prices, the third “Bring your own key” tier, Free AI allowance and “Unlimited AI” claims. Public capability copy now comes from one two-plan catalogue; commercial terms remain in configured Stripe Checkout.
 - The durable ledger spans AI Workspace, Strategy Snapshot, CV processing and all user-scoped calls through `ISummarizerService`. Failed or empty provider attempts retain their conservative reservation because they may still have consumed provider capacity; successful generations replace it with measured input/output. Health probes and extraction-only calls are not user generation usage.

docs/verification/product-001-honest-plans.md

@@ -24,6 +24,7 @@ No backend behavior, database, dependency, billing configuration or production s
 
 - Public catalogue, landing, reusable notice, usage card and active AI surfaces: 7 suites, 30/30 tests.
 - Current server entitlement/billing-policy slice: 30/30 tests, including Free, Pro, Admin, stale-role downgrade and subscription-status behavior.
+- Expanded local entitlement/billing slice: 33/33, including configured checkout metadata, active → expired → canceled/replayed webhook behavior and fail-closed Product-ID rejection.
 - Full frontend: 57/57 suites, 232/232 tests.
 - Optimized production frontend build/TypeScript: pass.
 - Full Playwright: 8/8. The public plan page shows exactly Free/Pro, contains none of the retired claims, persists explicit Light/Dark, has no horizontal overflow at 375/768/1440, and both plan actions work from the keyboard.
@@ -34,7 +35,7 @@ No backend behavior, database, dependency, billing configuration or production s
 - Production Stripe price/interval/trial text must continue to come from hosted Checkout. No commercial term is claimed until the configured product is inspected in the authorized production account.
 - Exercise a configured Free checkout, successful webhook/role transition, portal, cancellation/expiry/downgrade and existing-data access in an authorized synthetic production account.
 - Native screen-reader and switch-control spot checks remain external.
-- Complete cross-feature AI usage accounting remains an AI rollout gate; the public site deliberately makes no universal numeric or unlimited claim.
+- Cross-feature user-generation accounting is complete locally (V-184); the public site still avoids commercial or unlimited claims because production Stripe terms and model capacity remain external.
 
 ## Rollback
 

docs/work-programmes/master-work-plan.md

@@ -396,9 +396,9 @@ This queue records the highest-value work that can proceed without production cr
 - **Required production verification:** configured Stripe/role mapping only when operator activation is approved.
 - **Status:** `IMPLEMENTED — NOT VERIFIED`.
 - **Blocker:** Stripe/MariaDB/production verification is unavailable. Repository entitlement and universal user-generation accounting are complete.
-- **Evidence:** `docs/verification/pol-001-free-pro-entitlements.md`; V-181/V-184; focused shared-provider accounting 25/25; full backend 674/674; existing frontend/browser entitlement evidence.
+- **Evidence:** `docs/verification/pol-001-free-pro-entitlements.md`; V-181/V-184/V-185; focused entitlement/billing 33/33; full backend 677/677; existing frontend/browser entitlement evidence.
 - **Commit:** none.
-- **Remaining work:** mocked Stripe checkout/webhook expiry/downgrade lifecycle and production role/config smoke. PRODUCT-001 has removed the former landing-page price/third-tier/unlimited claims.
+- **Remaining work:** configured Stripe Checkout/portal/webhook production smoke. Mocked checkout, active → expired → canceled/replayed role transitions and `price_` validation are complete (V-185). PRODUCT-001 has removed the former landing-page price/third-tier/unlimited claims.
 
 ### POL-002 — AI privacy, consent and external-fallback policy