diff --git a/JobTrackerApi.Tests/AccountDataExportTests.cs b/JobTrackerApi.Tests/AccountDataExportTests.cs
new file mode 100644
index 0000000..9276825
--- /dev/null
+++ b/JobTrackerApi.Tests/AccountDataExportTests.cs
@@ -0,0 +1,210 @@
+using System.IO.Compression;
+using System.Security.Claims;
+using System.Security.Cryptography;
+using System.Text;
+using System.Text.Json;
+using JobTrackerApi.Controllers;
+using JobTrackerApi.Data;
+using JobTrackerApi.Models;
+using JobTrackerApi.Services;
+using Microsoft.AspNetCore.Http;
+using Microsoft.AspNetCore.Identity;
+using Microsoft.AspNetCore.Mvc;
+using Microsoft.AspNetCore.RateLimiting;
+using Microsoft.Data.Sqlite;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.Extensions.Configuration;
+using Microsoft.Extensions.Hosting;
+using Moq;
+using Xunit;
+
+namespace JobTrackerApi.Tests;
+
+public sealed class AccountDataExportTests
+{
+    [Fact]
+    public async Task Readable_zip_is_complete_checksummed_owner_isolated_and_redacted()
+    {
+        var root = Path.Combine(Path.GetTempPath(), $"jobtracker-account-export-{Guid.NewGuid():N}");
+        Directory.CreateDirectory(root);
+        try
+        {
+            var (db, paths, service) = CreateService(root);
+            await using (db)
+            {
+                var owner = new ApplicationUser
+                {
+                    Id = "user-1",
+                    UserName = "owner@example.test",
+                    Email = "owner@example.test",
+                    DisplayName = "Synthetic Owner",
+                    PasswordHash = "PASSWORD_HASH_MUST_NOT_EXPORT",
+                    SecurityStamp = "SECURITY_STAMP_MUST_NOT_EXPORT",
+                    TotpSecretEncrypted = "TOTP_SECRET_MUST_NOT_EXPORT",
+                    GoogleEmail = "owner@gmail.test",
+                    AiEnabled = true,
+                };
+                var other = new ApplicationUser { Id = "user-2", UserName = "other@example.test", Email = "other@example.test", DisplayName = "OTHER_TENANT_PRIVATE" };
+                var role = new IdentityRole("Pro") { Id = "role-pro", NormalizedName = "PRO" };
+                db.Users.AddRange(owner, other);
+                db.Roles.Add(role);
+                db.UserRoles.Add(new IdentityUserRole<string> { UserId = owner.Id, RoleId = role.Id });
+                var company = new Company { OwnerUserId = owner.Id, Name = "Owner Company" };
+                db.Companies.Add(company);
+                await db.SaveChangesAsync();
+                var application = new JobApplication { OwnerUserId = owner.Id, CompanyId = company.Id, JobTitle = "Owner Role", Notes = "Readable application note" };
+                var otherApplication = new JobApplication { OwnerUserId = other.Id, CompanyId = company.Id, JobTitle = "OTHER_TENANT_PRIVATE" };
+                db.JobApplications.AddRange(application, otherApplication);
+                await db.SaveChangesAsync();
+
+                var attachmentPath = Path.Combine(paths.AttachmentsRoot, application.Id.ToString(), "evidence.txt");
+                Directory.CreateDirectory(Path.GetDirectoryName(attachmentPath)!);
+                await File.WriteAllTextAsync(attachmentPath, "owned attachment bytes");
+                db.Attachments.Add(new Attachment { JobApplicationId = application.Id, FileName = "evidence.txt", FilePath = attachmentPath, FileType = "text/plain", FileSize = new FileInfo(attachmentPath).Length });
+
+                var artifactRoot = Path.Combine(paths.CvArtifactsRoot, AppPaths.GetOwnerStorageKey(owner.Id));
+                Directory.CreateDirectory(artifactRoot);
+                var artifactPath = Path.Combine(artifactRoot, "resume.txt");
+                await File.WriteAllTextAsync(artifactPath, "owned CV artifact bytes");
+                db.CvUploadArtifacts.Add(new CvUploadArtifact { OwnerUserId = owner.Id, OriginalFileName = "resume.txt", StoredFileName = "resume.txt", MimeType = "text/plain", ByteSize = new FileInfo(artifactPath).Length, Sha256 = "synthetic", StoragePath = artifactPath });
+                db.GmailConnections.Add(new GmailConnection { OwnerUserId = owner.Id, GmailAddress = owner.GoogleEmail!, Scope = "mail.read", EncryptedRefreshToken = "GMAIL_REFRESH_SECRET_MUST_NOT_EXPORT", EncryptedAccessToken = "GMAIL_ACCESS_SECRET_MUST_NOT_EXPORT" });
+                db.ImapConnections.Add(new ImapConnection { OwnerUserId = owner.Id, Host = "mail.example.test", Username = "owner", EncryptedPassword = "IMAP_SECRET_MUST_NOT_EXPORT" });
+                db.UserOperations.Add(new UserOperation { Id = Guid.NewGuid(), OwnerUserId = owner.Id, TaskType = "synthetic", Status = OperationStatuses.Running, LeaseToken = "LEASE_SECRET_MUST_NOT_EXPORT", CreatedAtUtc = DateTime.UtcNow, AvailableAtUtc = DateTime.UtcNow });
+                db.TwoFactorRecoveryCodes.Add(new TwoFactorRecoveryCode { UserId = owner.Id, CodeHash = "RECOVERY_HASH_MUST_NOT_EXPORT", CreatedAtUtc = DateTimeOffset.UtcNow });
+                await db.SaveChangesAsync();
+
+                var avatar = await AvatarStorage.StoreAsync(paths.DataRoot, owner.Id, [1, 2, 3, 4], "image/png", CancellationToken.None);
+                owner.AvatarImageDataUrl = avatar;
+                db.Users.Update(owner);
+                var generatedCvRoot = Path.Combine(paths.GetOwnerCvExportsRoot(owner.Id), "20260815");
+                Directory.CreateDirectory(generatedCvRoot);
+                await File.WriteAllTextAsync(Path.Combine(generatedCvRoot, "generated.pdf"), "synthetic generated PDF");
+                var dailyRoot = paths.GetOwnerDailyExportsRoot(null, owner.Id);
+                Directory.CreateDirectory(dailyRoot);
+                await File.WriteAllTextAsync(Path.Combine(dailyRoot, "daily_export_20260815.json"), "{\"owner\":true}");
+                await db.SaveChangesAsync();
+
+                var artifact = await service.CreateAsync(owner.Id, CancellationToken.None);
+                Assert.True(File.Exists(artifact.StoragePath));
+                using var archive = ZipFile.OpenRead(artifact.StoragePath);
+                Assert.NotNull(archive.GetEntry("manifest.json"));
+                Assert.NotNull(archive.GetEntry("README.txt"));
+                Assert.NotNull(archive.GetEntry("data/account.json"));
+                Assert.NotNull(archive.GetEntry("data/applications.json"));
+                Assert.NotNull(archive.GetEntry($"files/attachments/{application.Id}/evidence.txt"));
+                Assert.NotNull(archive.GetEntry("files/cv-artifacts/1/resume.txt"));
+                Assert.Contains(archive.Entries, item => item.FullName.StartsWith("files/avatar/", StringComparison.Ordinal));
+                Assert.NotNull(archive.GetEntry("files/generated-cv/20260815/generated.pdf"));
+                Assert.NotNull(archive.GetEntry("files/daily-exports/daily_export_20260815.json"));
+
+                var readable = string.Join('\n', archive.Entries
+                    .Where(item => item.FullName.EndsWith(".json", StringComparison.OrdinalIgnoreCase) || item.FullName.EndsWith(".txt", StringComparison.OrdinalIgnoreCase))
+                    .Select(ReadText));
+                Assert.Contains("Synthetic Owner", readable);
+                Assert.Contains("Readable application note", readable);
+                Assert.DoesNotContain("OTHER_TENANT_PRIVATE", readable);
+                Assert.DoesNotContain("PASSWORD_HASH_MUST_NOT_EXPORT", readable);
+                Assert.DoesNotContain("SECURITY_STAMP_MUST_NOT_EXPORT", readable);
+                Assert.DoesNotContain("TOTP_SECRET_MUST_NOT_EXPORT", readable);
+                Assert.DoesNotContain("GMAIL_REFRESH_SECRET_MUST_NOT_EXPORT", readable);
+                Assert.DoesNotContain("GMAIL_ACCESS_SECRET_MUST_NOT_EXPORT", readable);
+                Assert.DoesNotContain("IMAP_SECRET_MUST_NOT_EXPORT", readable);
+                Assert.DoesNotContain("LEASE_SECRET_MUST_NOT_EXPORT", readable);
+                Assert.DoesNotContain("RECOVERY_HASH_MUST_NOT_EXPORT", readable);
+
+                using var manifestDocument = JsonDocument.Parse(ReadText(archive.GetEntry("manifest.json")!));
+                var manifestEntries = manifestDocument.RootElement.GetProperty("entries").EnumerateArray().ToList();
+                Assert.Equal(archive.Entries.Count - 1, manifestEntries.Count);
+                foreach (var manifestEntry in manifestEntries)
+                {
+                    var zipEntry = archive.GetEntry(manifestEntry.GetProperty("path").GetString()!);
+                    Assert.NotNull(zipEntry);
+                    using var source = zipEntry!.Open();
+                    var hash = Convert.ToHexString(SHA256.HashData(source)).ToLowerInvariant();
+                    Assert.Equal(manifestEntry.GetProperty("sha256").GetString(), hash);
+                    Assert.Equal(manifestEntry.GetProperty("bytes").GetInt64(), zipEntry.Length);
+                }
+            }
+        }
+        finally
+        {
+            SqliteConnection.ClearAllPools();
+            if (Directory.Exists(root)) Directory.Delete(root, recursive: true);
+        }
+    }
+
+    [Fact]
+    public async Task Account_export_requires_a_session_created_within_fifteen_minutes()
+    {
+        var root = Path.Combine(Path.GetTempPath(), $"jobtracker-account-export-auth-{Guid.NewGuid():N}");
+        Directory.CreateDirectory(root);
+        try
+        {
+            var (db, _, service) = CreateService(root);
+            await using (db)
+            {
+                var user = new ApplicationUser { Id = "user-1", UserName = "owner@example.test", Email = "owner@example.test" };
+                db.Users.Add(user);
+                db.UserSessions.AddRange(
+                    new UserSession { Id = "fresh", UserId = user.Id, CreatedAtUtc = DateTimeOffset.UtcNow, LastSeenAtUtc = DateTimeOffset.UtcNow, ExpiresAtUtc = DateTimeOffset.UtcNow.AddHours(1) },
+                    new UserSession { Id = "stale", UserId = user.Id, CreatedAtUtc = DateTimeOffset.UtcNow.AddMinutes(-16), LastSeenAtUtc = DateTimeOffset.UtcNow, ExpiresAtUtc = DateTimeOffset.UtcNow.AddHours(1) });
+                await db.SaveChangesAsync();
+
+                var stale = Controller(db, service, user.Id, "stale");
+                var staleResult = Assert.IsType<ObjectResult>(await stale.ExportAccount(CancellationToken.None));
+                Assert.Equal(StatusCodes.Status403Forbidden, staleResult.StatusCode);
+
+                var fresh = Controller(db, service, user.Id, "fresh");
+                var file = Assert.IsType<FileStreamResult>(await fresh.ExportAccount(CancellationToken.None));
+                Assert.Equal("application/zip", file.ContentType);
+                Assert.EndsWith(".zip", file.FileDownloadName);
+                await file.FileStream.DisposeAsync();
+            }
+        }
+        finally
+        {
+            SqliteConnection.ClearAllPools();
+            if (Directory.Exists(root)) Directory.Delete(root, recursive: true);
+        }
+    }
+
+    [Fact]
+    public void Account_export_is_rate_limited()
+    {
+        var attribute = typeof(ExportController).GetMethod(nameof(ExportController.ExportAccount))!.GetCustomAttributes(typeof(EnableRateLimitingAttribute), inherit: true).Cast<EnableRateLimitingAttribute>().Single();
+        Assert.Equal("account-data", attribute.PolicyName);
+    }
+
+    private static ExportController Controller(JobTrackerApi.Data.JobTrackerContext db, AccountDataExportService service, string userId, string sessionId)
+    {
+        var controller = new ExportController(db, service) { ControllerContext = new ControllerContext { HttpContext = new DefaultHttpContext() } };
+        controller.ControllerContext.HttpContext.User = new ClaimsPrincipal(new ClaimsIdentity(
+        [
+            new Claim(ClaimTypes.NameIdentifier, userId),
+            new Claim("sid", sessionId),
+        ], "local"));
+        return controller;
+    }
+
+    private static (JobTrackerApi.Data.JobTrackerContext Db, AppPaths Paths, AccountDataExportService Service) CreateService(string root)
+    {
+        var configuration = new ConfigurationBuilder().AddInMemoryCollection(new Dictionary<string, string?> { ["Data:Root"] = root }).Build();
+        var environment = new Mock<IHostEnvironment>();
+        environment.SetupGet(item => item.ContentRootPath).Returns(root);
+        var paths = new AppPaths(configuration, environment.Object);
+        var currentUser = new Mock<ICurrentUserService>();
+        currentUser.SetupGet(item => item.UserId).Returns("user-1");
+        var options = new DbContextOptionsBuilder<JobTrackerContext>()
+            .UseSqlite($"Data Source={Path.Combine(root, "account-export-tests.db")}")
+            .Options;
+        var db = new JobTrackerContext(options, currentUser.Object);
+        db.Database.EnsureCreated();
+        return (db, paths, new AccountDataExportService(db, paths, new AttachmentStorage(paths), TimeProvider.System));
+    }
+
+    private static string ReadText(ZipArchiveEntry entry)
+    {
+        using var reader = new StreamReader(entry.Open(), Encoding.UTF8);
+        return reader.ReadToEnd();
+    }
+}
diff --git a/JobTrackerApi/Controllers/ExportController.cs b/JobTrackerApi/Controllers/ExportController.cs
index cf91796..58a56b1 100644
--- a/JobTrackerApi/Controllers/ExportController.cs
+++ b/JobTrackerApi/Controllers/ExportController.cs
@@ -1,8 +1,11 @@
 using System.Text;
 using Microsoft.AspNetCore.Authorization;
 using Microsoft.AspNetCore.Mvc;
+using Microsoft.AspNetCore.RateLimiting;
 using Microsoft.EntityFrameworkCore;
 using JobTrackerApi.Data;
+using JobTrackerApi.Services;
+using System.Security.Claims;
 
 namespace JobTrackerApi.Controllers
 {
@@ -12,10 +15,43 @@ namespace JobTrackerApi.Controllers
     public class ExportController : ControllerBase
     {
         private readonly JobTrackerContext _db;
+        private readonly AccountDataExportService? _accountExport;
+        private readonly TimeProvider _timeProvider;
 
-        public ExportController(JobTrackerContext db)
+        public ExportController(JobTrackerContext db, AccountDataExportService? accountExport = null, TimeProvider? timeProvider = null)
         {
             _db = db;
+            _accountExport = accountExport;
+            _timeProvider = timeProvider ?? TimeProvider.System;
+        }
+
+        [HttpPost("account")]
+        [EnableRateLimiting("account-data")]
+        public async Task<IActionResult> ExportAccount(CancellationToken cancellationToken)
+        {
+            var ownerUserId = LocalAuthIdentity.GetRequiredUserId(User);
+            if (ownerUserId is null) return Unauthorized();
+            if (_accountExport is null) throw new InvalidOperationException("Account export is not configured.");
+
+            var sessionId = User.FindFirstValue("sid");
+            var recentCutoff = _timeProvider.GetUtcNow().AddMinutes(-15);
+            var currentSession = string.IsNullOrWhiteSpace(sessionId)
+                ? null
+                : await _db.UserSessions.IgnoreQueryFilters().AsNoTracking()
+                    .FirstOrDefaultAsync(item => item.Id == sessionId && item.UserId == ownerUserId, cancellationToken);
+            var recentlyAuthenticated = currentSession is { RevokedAtUtc: null } && currentSession.CreatedAtUtc >= recentCutoff;
+            if (!recentlyAuthenticated)
+            {
+                return StatusCode(StatusCodes.Status403Forbidden, new ProblemDetails
+                {
+                    Title = "Recent sign-in required",
+                    Detail = "Sign in again before downloading a complete account export.",
+                });
+            }
+
+            var artifact = await _accountExport.CreateAsync(ownerUserId, cancellationToken);
+            var stream = new FileStream(artifact.StoragePath, FileMode.Open, FileAccess.Read, FileShare.Read, 64 * 1024, FileOptions.Asynchronous | FileOptions.DeleteOnClose);
+            return File(stream, "application/zip", artifact.DownloadFileName);
         }
 
         [HttpGet("jobs")]
diff --git a/JobTrackerApi/Program.cs b/JobTrackerApi/Program.cs
index e9c8109..1024ac9 100644
--- a/JobTrackerApi/Program.cs
+++ b/JobTrackerApi/Program.cs
@@ -46,6 +46,7 @@ builder.Services.AddSingleton<BackgroundTenantRunner>();
 builder.Services.AddSingleton(TimeProvider.System);
 builder.Services.AddScoped<UserOperationStore>();
 builder.Services.AddScoped<EmailSendAttemptStore>();
+builder.Services.AddScoped<AccountDataExportService>();
 builder.Services.AddScoped<AiOperationAdmission>();
 builder.Services.AddScoped<StrategySnapshotService>();
 builder.Services.AddSingleton<IAiOperationHandler, StrategySnapshotOperationHandler>();
@@ -452,6 +453,17 @@ builder.Services.AddRateLimiter(options =>
                 QueueLimit = 0,
             }));
 
+    options.AddPolicy("account-data", context =>
+        RateLimitPartition.GetFixedWindowLimiter(
+            partitionKey: $"account-data:{context.User.FindFirst(System.Security.Claims.ClaimTypes.NameIdentifier)?.Value ?? context.User.FindFirst("sub")?.Value ?? context.Connection.RemoteIpAddress?.ToString() ?? "unknown"}",
+            factory: _ => new FixedWindowRateLimiterOptions
+            {
+                PermitLimit = 2,
+                Window = TimeSpan.FromHours(1),
+                QueueProcessingOrder = QueueProcessingOrder.OldestFirst,
+                QueueLimit = 0,
+            }));
+
     // Brute-forcing a 6-digit TOTP code (1e6 space) is far more feasible than a password, so
     // this gets a tighter window than auth-login.
     options.AddPolicy("auth-2fa-challenge", context =>
diff --git a/JobTrackerApi/Services/AccountDataExportService.cs b/JobTrackerApi/Services/AccountDataExportService.cs
new file mode 100644
index 0000000..680c28e
--- /dev/null
+++ b/JobTrackerApi/Services/AccountDataExportService.cs
@@ -0,0 +1,442 @@
+using System.IO.Compression;
+using System.Security.Cryptography;
+using System.Text;
+using System.Text.Json;
+using System.Text.Json.Serialization;
+using JobTrackerApi.Data;
+using JobTrackerApi.Models;
+using Microsoft.EntityFrameworkCore;
+
+namespace JobTrackerApi.Services;
+
+public sealed record AccountDataExportArtifact(string StoragePath, string DownloadFileName);
+
+public sealed class AccountDataExportService(
+    JobTrackerContext db,
+    AppPaths paths,
+    IAttachmentStorage attachmentStorage,
+    TimeProvider timeProvider)
+{
+    private const string SchemaVersion = "jobtracker.user-export.v1";
+    private static readonly JsonSerializerOptions JsonOptions = new()
+    {
+        WriteIndented = true,
+        PropertyNamingPolicy = JsonNamingPolicy.CamelCase,
+        DefaultIgnoreCondition = JsonIgnoreCondition.WhenWritingNull,
+        ReferenceHandler = ReferenceHandler.IgnoreCycles,
+    };
+
+    public async Task<AccountDataExportArtifact> CreateAsync(string ownerUserId, CancellationToken cancellationToken)
+    {
+        ArgumentException.ThrowIfNullOrWhiteSpace(ownerUserId);
+        var user = await db.Users.AsNoTracking().FirstOrDefaultAsync(item => item.Id == ownerUserId, cancellationToken)
+            ?? throw new InvalidOperationException("The account no longer exists.");
+        var generatedAt = timeProvider.GetUtcNow();
+        var ownerKey = AppPaths.GetOwnerStorageKey(ownerUserId);
+        var outputRoot = Path.Combine(paths.DataRoot, "AccountExports", ownerKey);
+        Directory.CreateDirectory(outputRoot);
+        var outputPath = Path.Combine(outputRoot, $"{Guid.NewGuid():N}.zip");
+        var warnings = new List<string>();
+        var entries = new List<ManifestEntry>();
+
+        try
+        {
+            await using (var output = new FileStream(outputPath, FileMode.CreateNew, FileAccess.ReadWrite, FileShare.None, 64 * 1024, FileOptions.Asynchronous | FileOptions.SequentialScan))
+            using (var archive = new ZipArchive(output, ZipArchiveMode.Create, leaveOpen: false, Encoding.UTF8))
+            {
+                async Task AddJsonAsync(string entryName, object value, int itemCount)
+                {
+                    var bytes = JsonSerializer.SerializeToUtf8Bytes(value, value.GetType(), JsonOptions);
+                    await AddBytesAsync(archive, entries, entryName, bytes, "data", itemCount, cancellationToken);
+                }
+
+                var roles = await (from userRole in db.UserRoles.AsNoTracking()
+                                   join role in db.Roles.AsNoTracking() on userRole.RoleId equals role.Id
+                                   where userRole.UserId == ownerUserId
+                                   orderby role.Name
+                                   select role.Name!).ToListAsync(cancellationToken);
+                var claims = await db.UserClaims.AsNoTracking()
+                    .Where(item => item.UserId == ownerUserId)
+                    .OrderBy(item => item.ClaimType)
+                    .Select(item => new { item.ClaimType, item.ClaimValue })
+                    .ToListAsync(cancellationToken);
+                var logins = await db.UserLogins.AsNoTracking()
+                    .Where(item => item.UserId == ownerUserId)
+                    .OrderBy(item => item.LoginProvider)
+                    .Select(item => new { item.LoginProvider, item.ProviderDisplayName })
+                    .ToListAsync(cancellationToken);
+
+                await AddJsonAsync("data/account.json", new
+                {
+                    user.Id,
+                    user.UserName,
+                    user.Email,
+                    user.EmailConfirmed,
+                    user.PhoneNumber,
+                    user.PhoneNumberConfirmed,
+                    user.FirstName,
+                    user.LastName,
+                    user.DisplayName,
+                    user.PendingEmail,
+                    user.PendingEmailRequestedAtUtc,
+                    user.ProfileCvText,
+                    user.ProfileCvStructureJson,
+                    user.CurrentCvUploadArtifactId,
+                    user.CurrentCvExtractionRunId,
+                    user.CurrentCvProfileVersion,
+                    user.GoogleSubject,
+                    user.GoogleEmail,
+                    user.GoogleLinkedAt,
+                    user.MicrosoftSubject,
+                    user.MicrosoftTenantId,
+                    user.MicrosoftObjectId,
+                    user.MicrosoftEmail,
+                    user.MicrosoftLinkedAt,
+                    user.TotpEnabledAtUtc,
+                    user.StripeCustomerId,
+                    user.StripeSubscriptionId,
+                    user.StripeSubscriptionStatus,
+                    user.StripeLastEventCreatedUtc,
+                    user.AiEnabled,
+                    user.ExternalAiProcessingAllowed,
+                    Roles = roles,
+                    Claims = claims,
+                    ExternalLogins = logins,
+                }, 1);
+
+                var companies = await db.Companies.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var opportunities = await db.Jobs.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var applications = await db.JobApplications.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var applicationIds = applications.Select(item => item.Id).ToList();
+                await AddJsonAsync("data/companies.json", companies, companies.Count);
+                await AddJsonAsync("data/opportunities.json", opportunities, opportunities.Count);
+                await AddJsonAsync("data/applications.json", applications, applications.Count);
+
+                var correspondence = await db.Correspondences.IgnoreQueryFilters().AsNoTracking().Where(item => applicationIds.Contains(item.JobApplicationId)).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var events = await db.JobEvents.IgnoreQueryFilters().AsNoTracking().Where(item => applicationIds.Contains(item.JobApplicationId)).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var attachments = await db.Attachments.IgnoreQueryFilters().AsNoTracking().Where(item => applicationIds.Contains(item.JobApplicationId)).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                await AddJsonAsync("data/correspondence.json", correspondence, correspondence.Count);
+                await AddJsonAsync("data/job-events.json", events, events.Count);
+                await AddJsonAsync("data/attachments.json", attachments.Select(item => new
+                {
+                    item.Id,
+                    item.JobApplicationId,
+                    item.FileName,
+                    item.UploadDate,
+                    item.FileType,
+                    item.FileSize,
+                    item.Purpose,
+                    item.UseForAi,
+                }).ToList(), attachments.Count);
+
+                var careerProfile = await db.CareerProfiles.IgnoreQueryFilters().AsNoTracking().FirstOrDefaultAsync(item => item.OwnerUserId == ownerUserId, cancellationToken);
+                var careerProfileId = careerProfile?.Id;
+                var careerVersions = await db.CareerProfileVersions.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Version).ToListAsync(cancellationToken);
+                var careerExperiences = await db.CareerExperiences.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.SortOrder).ToListAsync(cancellationToken);
+                var careerEducation = await db.CareerEducations.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.SortOrder).ToListAsync(cancellationToken);
+                var careerSkills = await db.CareerSkills.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.SortOrder).ToListAsync(cancellationToken);
+                var careerProjects = await db.CareerProjects.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.SortOrder).ToListAsync(cancellationToken);
+                var careerCertifications = await db.CareerCertifications.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.SortOrder).ToListAsync(cancellationToken);
+                var careerLanguages = await db.CareerLanguages.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.SortOrder).ToListAsync(cancellationToken);
+                await AddJsonAsync("data/career.json", new
+                {
+                    Profile = careerProfile,
+                    Versions = careerVersions,
+                    Experiences = careerExperiences,
+                    Education = careerEducation,
+                    Skills = careerSkills,
+                    Projects = careerProjects,
+                    Certifications = careerCertifications,
+                    Languages = careerLanguages,
+                }, (careerProfileId is null ? 0 : 1) + careerVersions.Count + careerExperiences.Count + careerEducation.Count + careerSkills.Count + careerProjects.Count + careerCertifications.Count + careerLanguages.Count);
+
+                var variants = await db.CvVariants.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var variantVersions = await db.CvVariantVersions.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var artifacts = await db.CvUploadArtifacts.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var extractionRuns = await db.CvExtractionRuns.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                await AddJsonAsync("data/cv.json", new
+                {
+                    Variants = variants,
+                    VariantVersions = variantVersions,
+                    UploadArtifacts = artifacts.Select(item => new
+                    {
+                        item.Id,
+                        item.OriginalFileName,
+                        item.StoredFileName,
+                        item.MimeType,
+                        item.ByteSize,
+                        item.Sha256,
+                        item.UploadedAtUtc,
+                    }),
+                    ExtractionRuns = extractionRuns,
+                }, variants.Count + variantVersions.Count + artifacts.Count + extractionRuns.Count);
+
+                var tailoredDrafts = await db.TailoredCvDrafts.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var interviewNotes = await db.InterviewPrepNotes.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var aiNotes = await db.AiWorkspaceNotes.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var aiInteractions = await db.AiInteractions.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var checklist = await db.ApplicationChecklistItems.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var coverLetters = await db.CoverLetterVersions.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var interviewItems = await db.InterviewPrepItems.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var emailDrafts = await db.EmailDrafts.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.CreatedAtUtc).ToListAsync(cancellationToken);
+                var emailAttempts = await db.EmailSendAttempts.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.CreatedAtUtc)
+                    .Select(item => new EmailSendAttemptExport(item.Id, item.JobApplicationId, item.Provider, item.ClientRequestId, item.Status, item.ProviderMessageId, item.FailureCategory, item.CreatedAtUtc, item.StartedAtUtc, item.CompletedAtUtc))
+                    .ToListAsync(cancellationToken);
+                await AddJsonAsync("data/application-workspace.json", new
+                {
+                    TailoredCvDrafts = tailoredDrafts,
+                    InterviewPrepNotes = interviewNotes,
+                    AiWorkspaceNotes = aiNotes,
+                    AiInteractions = aiInteractions,
+                    ChecklistItems = checklist,
+                    CoverLetterVersions = coverLetters,
+                    InterviewPrepItems = interviewItems,
+                    EmailDrafts = emailDrafts,
+                    EmailSendAttempts = emailAttempts,
+                }, tailoredDrafts.Count + interviewNotes.Count + aiNotes.Count + aiInteractions.Count + checklist.Count + coverLetters.Count + interviewItems.Count + emailDrafts.Count + emailAttempts.Count);
+
+                var operations = await db.UserOperations.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.CreatedAtUtc)
+                    .Select(item => new
+                    {
+                        item.Id,
+                        item.TaskType,
+                        item.Status,
+                        item.Priority,
+                        item.EntitlementDecision,
+                        item.PrivacyPolicy,
+                        item.SubjectType,
+                        item.SubjectId,
+                        item.Provider,
+                        item.Model,
+                        item.AttemptCount,
+                        item.MaxAttempts,
+                        item.CreatedAtUtc,
+                        item.AvailableAtUtc,
+                        item.StartedAtUtc,
+                        item.CompletedAtUtc,
+                        item.DeadlineAtUtc,
+                        item.CancellationRequestedAtUtc,
+                        item.ProgressStage,
+                        item.ProgressPercent,
+                        item.FailureCategory,
+                        item.FailureMessage,
+                        item.ResultReference,
+                    }).ToListAsync(cancellationToken);
+                var notifications = await db.UserNotifications.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.CreatedAtUtc).ToListAsync(cancellationToken);
+                await AddJsonAsync("data/operations.json", new { Operations = operations, Notifications = notifications }, operations.Count + notifications.Count);
+
+                var gmail = await db.GmailConnections.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId)
+                    .Select(item => new { item.GmailAddress, item.Scope, item.ConnectedAt, item.LastSyncedAt, item.LastSyncAttemptedAt, item.LastSyncSucceededAt, item.LastSyncMode, item.LastSyncSource, item.LastSyncStatus, item.LastSyncError }).ToListAsync(cancellationToken);
+                var microsoft = await db.MicrosoftGraphConnections.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId)
+                    .Select(item => new { item.MailAddress, item.Scope, item.ConnectedAt, item.LastSyncedAt, item.LastSyncAttemptedAt, item.LastSyncSucceededAt, item.LastSyncMode, item.LastSyncSource, item.LastSyncStatus, item.LastSyncError }).ToListAsync(cancellationToken);
+                var imap = await db.ImapConnections.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId)
+                    .Select(item => new { item.Host, item.Port, item.UseSsl, item.Username, item.ConnectedAt, item.LastSyncedAt, item.LastSyncAttemptedAt, item.LastSyncSucceededAt, item.LastSyncMode, item.LastSyncSource, item.LastSyncStatus, item.LastSyncError }).ToListAsync(cancellationToken);
+                var reviewDecisions = await db.GmailReviewDecisions.IgnoreQueryFilters().AsNoTracking().Where(item => item.OwnerUserId == ownerUserId).OrderBy(item => item.Id).ToListAsync(cancellationToken);
+                var userRules = await db.UserRuleSettings.IgnoreQueryFilters().AsNoTracking().FirstOrDefaultAsync(item => item.OwnerUserId == ownerUserId, cancellationToken);
+                await AddJsonAsync("data/settings-and-providers.json", new
+                {
+                    UserRules = userRules,
+                    GmailConnections = gmail,
+                    MicrosoftConnections = microsoft,
+                    ImapConnections = imap,
+                    GmailReviewDecisions = reviewDecisions,
+                }, (userRules is null ? 0 : 1) + gmail.Count + microsoft.Count + imap.Count + reviewDecisions.Count);
+
+                var sessions = await db.UserSessions.IgnoreQueryFilters().AsNoTracking().Where(item => item.UserId == ownerUserId).OrderBy(item => item.Id)
+                    .Select(item => new { item.DeviceLabel, item.CreatedAtUtc, item.LastSeenAtUtc, item.ExpiresAtUtc, item.RevokedAtUtc }).ToListAsync(cancellationToken);
+                var trustedDevices = await db.TrustedDevices.IgnoreQueryFilters().AsNoTracking().Where(item => item.UserId == ownerUserId).OrderBy(item => item.Id)
+                    .Select(item => new { item.DeviceLabel, item.CreatedAtUtc, item.LastSeenAtUtc, item.ExpiresAtUtc }).ToListAsync(cancellationToken);
+                var recoveryCodeCount = await db.TwoFactorRecoveryCodes.IgnoreQueryFilters().AsNoTracking().CountAsync(item => item.UserId == ownerUserId, cancellationToken);
+                await AddJsonAsync("data/security-metadata.json", new
+                {
+                    TwoFactorEnabled = !string.IsNullOrWhiteSpace(user.TotpSecretEncrypted),
+                    RecoveryCodeCount = recoveryCodeCount,
+                    Sessions = sessions,
+                    TrustedDevices = trustedDevices,
+                }, sessions.Count + trustedDevices.Count + recoveryCodeCount);
+
+                foreach (var attachment in attachments)
+                {
+                    await AddOwnedFileAsync(archive, entries, warnings, attachment.FilePath, $"files/attachments/{attachment.Id}/{SafeSegment(attachment.FileName)}", "attachment", attachmentStorage.IsManagedPath, cancellationToken);
+                }
+                foreach (var artifact in artifacts)
+                {
+                    await AddOwnedFileAsync(archive, entries, warnings, artifact.StoragePath, $"files/cv-artifacts/{artifact.Id}/{SafeSegment(artifact.OriginalFileName)}", "cv-artifact", path => IsManagedPath(paths.CvArtifactsRoot, path), cancellationToken);
+                }
+
+                await AddAvatarAsync(archive, entries, warnings, paths, ownerUserId, user.AvatarImageDataUrl, cancellationToken);
+                await AddDirectoryAsync(archive, entries, warnings, paths.GetOwnerCvExportsRoot(ownerUserId), "files/generated-cv", "generated-cv", cancellationToken);
+                await AddDirectoryAsync(archive, entries, warnings, paths.GetOwnerDailyExportsRoot(null, ownerUserId), "files/daily-exports", "daily-export", cancellationToken);
+
+                const string readme = """
+                    Jobjakt readable account export
+
+                    This ZIP contains user-readable JSON plus owned files. manifest.json lists every entry,
+                    byte size, SHA-256 checksum and any unavailable file warnings.
+
+                    Excluded secrets: password/security/concurrency hashes, TOTP secrets, recovery-code and
+                    trusted-device token hashes, session IDs, OAuth access/refresh tokens, IMAP passwords,
+                    operation lease tokens, email payload hashes, data-protection keys and global settings.
+
+                    External providers may retain mailbox, billing or model-service data under their own
+                    policies. Application logs and immutable backups are not edited by this export. Their
+                    exact retention remains an operator/legal decision documented in BLOCKERS.md.
+                    """;
+                await AddBytesAsync(archive, entries, "README.txt", Encoding.UTF8.GetBytes(readme), "documentation", 1, cancellationToken);
+
+                var manifest = new
+                {
+                    SchemaVersion,
+                    GeneratedAtUtc = generatedAt,
+                    AccountId = ownerUserId,
+                    EntryCount = entries.Count,
+                    Entries = entries,
+                    Warnings = warnings,
+                    Exclusions = new[]
+                    {
+                        "authentication secrets and hashes",
+                        "provider credentials and access/refresh tokens",
+                        "global application settings and data-protection keys",
+                        "other users' data",
+                        "application logs, immutable backups and external-provider retained data",
+                        "unattributable legacy generated files",
+                    },
+                };
+                var manifestBytes = JsonSerializer.SerializeToUtf8Bytes(manifest, JsonOptions);
+                var manifestEntry = archive.CreateEntry("manifest.json", CompressionLevel.Optimal);
+                await using var manifestStream = manifestEntry.Open();
+                await manifestStream.WriteAsync(manifestBytes, cancellationToken);
+            }
+
+            return new AccountDataExportArtifact(outputPath, $"jobjakt-account-export-{generatedAt:yyyyMMdd-HHmmss}.zip");
+        }
+        catch
+        {
+            try { File.Delete(outputPath); } catch { }
+            throw;
+        }
+    }
+
+    private static async Task AddOwnedFileAsync(
+        ZipArchive archive,
+        ICollection<ManifestEntry> entries,
+        ICollection<string> warnings,
+        string sourcePath,
+        string entryName,
+        string category,
+        Func<string, bool> isManaged,
+        CancellationToken cancellationToken)
+    {
+        if (!isManaged(sourcePath))
+        {
+            warnings.Add($"Excluded unsafe {category} path for {entryName}.");
+            return;
+        }
+        if (!File.Exists(sourcePath))
+        {
+            warnings.Add($"Owned {category} file was unavailable: {entryName}.");
+            return;
+        }
+        await AddFileAsync(archive, entries, sourcePath, entryName, category, cancellationToken);
+    }
+
+    private static async Task AddDirectoryAsync(ZipArchive archive, ICollection<ManifestEntry> entries, ICollection<string> warnings, string root, string entryRoot, string category, CancellationToken cancellationToken)
+    {
+        if (!Directory.Exists(root)) return;
+        foreach (var path in Directory.EnumerateFiles(root, "*", new EnumerationOptions
+                 {
+                     RecurseSubdirectories = true,
+                     IgnoreInaccessible = true,
+                     AttributesToSkip = FileAttributes.ReparsePoint,
+                 }))
+        {
+            var relative = Path.GetRelativePath(root, path);
+            if (relative.StartsWith("..", StringComparison.Ordinal))
+            {
+                warnings.Add($"Excluded unsafe {category} path.");
+                continue;
+            }
+            var entryName = $"{entryRoot}/{string.Join('/', relative.Split(Path.DirectorySeparatorChar, Path.AltDirectorySeparatorChar).Select(SafeSegment))}";
+            await AddFileAsync(archive, entries, path, entryName, category, cancellationToken);
+        }
+    }
+
+    private static async Task AddAvatarAsync(ZipArchive archive, ICollection<ManifestEntry> entries, ICollection<string> warnings, AppPaths paths, string ownerUserId, string? storedAvatar, CancellationToken cancellationToken)
+    {
+        if (string.IsNullOrWhiteSpace(storedAvatar)) return;
+        if (storedAvatar.StartsWith("file:", StringComparison.Ordinal))
+        {
+            var path = storedAvatar[5..];
+            var root = Path.Combine(paths.DataRoot, "Avatars", AppPaths.GetOwnerStorageKey(ownerUserId));
+            await AddOwnedFileAsync(archive, entries, warnings, path, $"files/avatar/{SafeSegment(Path.GetFileName(path))}", "avatar", candidate => IsManagedPath(root, candidate), cancellationToken);
+            return;
+        }
+        if (storedAvatar.StartsWith("data:", StringComparison.OrdinalIgnoreCase))
+        {
+            var comma = storedAvatar.IndexOf(',');
+            if (comma > 0 && storedAvatar[..comma].Contains(";base64", StringComparison.OrdinalIgnoreCase))
+            {
+                try
+                {
+                    var bytes = Convert.FromBase64String(storedAvatar[(comma + 1)..]);
+                    await AddBytesAsync(archive, entries, "files/avatar/avatar", bytes, "avatar", 1, cancellationToken);
+                    return;
+                }
+                catch (FormatException) { }
+            }
+        }
+        warnings.Add("The profile avatar was stored in an unsupported format and could not be included.");
+    }
+
+    private static async Task AddFileAsync(ZipArchive archive, ICollection<ManifestEntry> entries, string sourcePath, string entryName, string category, CancellationToken cancellationToken)
+    {
+        await using var source = new FileStream(sourcePath, FileMode.Open, FileAccess.Read, FileShare.Read, 64 * 1024, FileOptions.Asynchronous | FileOptions.SequentialScan);
+        var checksum = Convert.ToHexString(await SHA256.HashDataAsync(source, cancellationToken)).ToLowerInvariant();
+        source.Position = 0;
+        var entry = archive.CreateEntry(entryName.Replace('\\', '/'), CompressionLevel.Optimal);
+        await using var target = entry.Open();
+        await source.CopyToAsync(target, cancellationToken);
+        entries.Add(new ManifestEntry(entry.FullName, source.Length, checksum, category, 1));
+    }
+
+    private static async Task AddBytesAsync(ZipArchive archive, ICollection<ManifestEntry> entries, string entryName, byte[] bytes, string category, int itemCount, CancellationToken cancellationToken)
+    {
+        var entry = archive.CreateEntry(entryName, CompressionLevel.Optimal);
+        await using var target = entry.Open();
+        await target.WriteAsync(bytes, cancellationToken);
+        entries.Add(new ManifestEntry(entry.FullName, bytes.LongLength, Convert.ToHexString(SHA256.HashData(bytes)).ToLowerInvariant(), category, itemCount));
+    }
+
+    private static bool IsManagedPath(string root, string path)
+    {
+        if (string.IsNullOrWhiteSpace(path)) return false;
+        try
+        {
+            var comparison = OperatingSystem.IsWindows() ? StringComparison.OrdinalIgnoreCase : StringComparison.Ordinal;
+            var fullRoot = Path.GetFullPath(root).TrimEnd(Path.DirectorySeparatorChar, Path.AltDirectorySeparatorChar);
+            var fullPath = Path.GetFullPath(path);
+            if (!fullPath.StartsWith(fullRoot + Path.DirectorySeparatorChar, comparison)) return false;
+            var current = Path.GetDirectoryName(fullPath);
+            while (!string.IsNullOrWhiteSpace(current) && !string.Equals(current, fullRoot, comparison))
+            {
+                if (Directory.Exists(current) && (File.GetAttributes(current) & FileAttributes.ReparsePoint) != 0) return false;
+                current = Path.GetDirectoryName(current);
+            }
+            return !File.Exists(fullPath) || (File.GetAttributes(fullPath) & FileAttributes.ReparsePoint) == 0;
+        }
+        catch
+        {
+            return false;
+        }
+    }
+
+    private static string SafeSegment(string? value)
+    {
+        var candidate = Path.GetFileName(value ?? string.Empty).Trim();
+        foreach (var invalid in Path.GetInvalidFileNameChars()) candidate = candidate.Replace(invalid, '_');
+        if (candidate.Length > 120) candidate = candidate[..120];
+        return string.IsNullOrWhiteSpace(candidate) || candidate is "." or ".." ? "file" : candidate;
+    }
+
+    private sealed record ManifestEntry(string Path, long Bytes, string Sha256, string Category, int ItemCount);
+}
diff --git a/docs/audits/verification-log.md b/docs/audits/verification-log.md
index ae7d59e..266aa7c 100644
--- a/docs/audits/verification-log.md
+++ b/docs/audits/verification-log.md
@@ -205,3 +205,4 @@ Output was reduced to filenames and commit counts. The token artifact appears un
 | V-171 | Public/product claim inventory; plan/notice/usage focused Jest; current entitlement/billing-policy backend slice; full frontend; optimized build; full Playwright | Repository root / `job-tracker-ui` | Replace contradictory plan/commercial claims and prove respectful Free/Pro promotion without changing billing or enforcement | PASS — exactly Free/Pro comes from one catalogue; focused frontend 7 suites/30 tests, policy/billing backend 30/30, full frontend 57 suites/232 tests, build and Playwright 8/8. Chromium proves retired claims absent, explicit Light/Dark, 375/768/1440 no overflow and keyboard Free/Pro actions | Local synthetic account only; no Stripe checkout/webhook/portal, native AT or production. Commercial terms remain intentionally absent until configured Checkout; existing Jest/GSI warnings remain | PRODUCT-001 repository/browser scope verified; configured billing lifecycle and production remain |
 | V-172 | Action-matrix reconciliation; full backend/frontend/sidecar/build/Compose/preflight gates; expanded authenticated and anonymous Playwright | Repository root / `job-tracker-ui` / `tools/summarizer` | Complete VER-001 local release regression without promoting mocked/provider/external checks | PASS — backend 647/647, frontend 57 suites/232 tests, sidecar 22/22, production build, Compose config, API-down/wrong-base/malformed-JSON preflight and Chromium 9/9. Browser covers admin deployment identity/normal-user absence, notifications, honest Free, jobs, Career/CV, Kanban, responsive themes and public PDF | No external provider, private data, native AT or production mutation. Optional Compose variables remain unset; existing Jest/GSI/SWIG warnings remain. Windows CRLF materialization was normalized for shell execution; indexed LF policy was already correct | VER-001 verified locally; remote CI/provider/native-AT/production cells remain |
 | V-173 | Owner-path trace; focused CV/export/controller/background tests; full backend; build and diff hygiene | Repository root | Establish attributable generated-file ownership before SEC-009 export/deletion | PASS — CV PDFs use opaque owner/date/UUID storage while preserving download names; daily exports use opaque owner directories and atomic writes; legacy/new retention paths are covered. Focused 77/77 and backend 647/647 | No existing file moved or deleted. Legacy shared-date generated files are intentionally not guessed. No migration, production path or private data used | SEC-009 owner-scoped generated-output prerequisite verified locally |
+| V-174 | Real-SQLite two-owner export fixture; manifest/checksum/file/redaction assertions; recent-session/rate-limit API tests; focused/full frontend and backend; optimized build; Chromium ZIP response | Repository root / `job-tracker-ui` | Deliver a complete user-readable export without exposing secrets or another tenant | PASS — focused backend/API 11/11, backend 650/650, frontend focused 4/4 and full 58 suites/234 tests, builds pass. Every manifest checksum/size matches; owned attachment/CV/avatar/generated/daily files are included; secret and other-owner sentinels are absent; Chromium receives HTTP 200 `application/zip` with `PK` signature | Synthetic data/files only; no production/private/provider access. Export reports backups/logs/external retention instead of claiming erasure. One initial InMemory-only test missed SQLite DateTimeOffset translation; the test moved to real SQLite and the query boundary was corrected | SEC-009 readable export verified locally; deletion/retention/restore remain |
diff --git a/docs/verification/application-action-matrix.md b/docs/verification/application-action-matrix.md
index 0f6d343..4310ab9 100644
--- a/docs/verification/application-action-matrix.md
+++ b/docs/verification/application-action-matrix.md
@@ -50,6 +50,7 @@ This is the rolling action-level evidence index. `PASS (automated/runtime)` is n
 | Public CV | responsive A4/multi-page framing without inner or outer overflow | PASS (component) | PASS — 375px Chromium | NOT RUN | `accessibility-evidence.md`, V-170 |
 | Public plans | exactly Free/Pro; no invented tier, price, interval, trial or unlimited claim | PASS (catalogue + landing components) | PASS — Light/Dark at 375/768/1440 | NOT RUN | `product-001-honest-plans.md`, V-171 |
 | Public plans | Free registration and Pro sign-in-to-Settings actions | PASS (component) | PASS — keyboard activation | NOT RUN | `product-001-honest-plans.md`, V-171 |
+| Account export | recent-sign-in/rate-limit gate; complete redacted owner ZIP, files, warnings and checksums | PASS (real SQLite + components) | PASS — fresh synthetic Free download response and success state | NOT RUN with production data | `sec-009-account-lifecycle.md`, V-174 |
 | Pro promotion | benefit-specific locked notice, preserved-data copy and session dismissal | PASS (components) | NOT RUN on every contextual surface | NOT RUN | `product-001-honest-plans.md`, V-171 |
 | Billing presentation | checkout/portal only when server status permits; unconfigured deployment disclosed | PASS (components + policy slice) | NOT RUN with configured Stripe | NOT RUN | `product-001-honest-plans.md`, V-171 |
 | Admin safety | self/other Admin demotion confirmation and final-admin API protection | PASS (controller + components) | NOT RUN | NOT RUN | V-161 |
diff --git a/docs/verification/sec-009-account-lifecycle.md b/docs/verification/sec-009-account-lifecycle.md
index afe6610..27197f8 100644
--- a/docs/verification/sec-009-account-lifecycle.md
+++ b/docs/verification/sec-009-account-lifecycle.md
@@ -2,7 +2,7 @@
 
 Updated: 2026-08-15
 
-Status: `IN PROGRESS`. Generated-output ownership is now explicit. Readable export and the disabled deletion lifecycle remain to be implemented.
+Status: `IN PROGRESS`. Generated-output ownership and the readable export are implemented. The disabled deletion lifecycle remains to be implemented.
 
 ## Owner inventory boundary
 
@@ -18,19 +18,33 @@ The authoritative inventory must include Identity-safe account/profile fields an
 
 No existing generated file is moved or guessed. Legacy shared-date outputs stay a separately reviewed rollout concern because they cannot be attributed safely.
 
+## Checkpoint 2 — complete readable export
+
+- Authenticated `POST /api/export/account` requires the current local session to have been created within the last 15 minutes and is limited to two requests per user per hour.
+- One service owns both the authoritative row inventory and file inventory. It queries with explicit owner predicates and `IgnoreQueryFilters`, so soft-deleted applications remain portable and an absent/requestless tenant scope cannot silently empty the export.
+- The ZIP contains readable account, company, opportunity, application, correspondence, event, attachment, Career, CV, workspace, AI operation, notification, settings/provider and security-metadata JSON categories.
+- Owned attachment, CV upload, avatar, generated-CV and daily-export bytes are included only after managed-root/reparse-point checks. Missing or unsafe files produce manifest warnings rather than cross-root reads.
+- `manifest.json` records schema version, generated time, category/item counts, byte sizes and SHA-256 checksums for every included entry. `README.txt` explains formats, exclusions and retention limits.
+- Password/security/concurrency hashes, TOTP secrets, recovery/trusted-device hashes, session IDs, provider access/refresh tokens, IMAP passwords, operation leases, email payload hashes, global settings and data-protection keys are never serialized.
+- The Settings Backup tab presents the readable export separately from the application-key-encrypted operational backup and explains recent sign-in without weakening the API rule.
+- Temporary ZIPs live under an opaque owner root and are opened with delete-on-close when returned by the controller.
+
 ## Verification
 
-- Focused CV/export/controller/background tests: 77/77.
-- Full backend: 647/647.
+- Owner-storage focused CV/export/controller/background tests: 77/77.
+- Readable-export focused backend/API tests: 11/11, including real SQLite, two-owner isolation, file inclusion, every checksum and secret-redaction sentinels.
+- Full backend: 650/650.
+- Frontend export/Settings tests: 4/4; full frontend 58 suites/234 tests.
 - Backend build: pass, zero warnings/errors.
+- Optimized frontend build/TypeScript: pass.
+- Chromium: fresh Free account receives a real ZIP response with a `PK` signature and readable-export success state.
 - `git diff --check`: pass aside from line-ending notices.
 
 ## Remaining repository work
 
-1. Implement one owner inventory used by both readable ZIP export and deletion.
-2. Add manifest/checksums/warnings and include safely owned binary files without exposing storage paths.
-3. Add the additive deletion state/request/file schema and disabled coordinator.
-4. Add pending-account authentication/mutation gates, session/queue cancellation, provider cleanup and idempotent file quarantine/database purge.
-5. Add separate tombstone storage/replay and settings/admin UX while keeping production activation disabled.
+1. Reuse the completed owner inventory in the deletion coordinator.
+2. Add the additive deletion state/request/file schema and disabled coordinator.
+3. Add pending-account authentication/mutation gates, session/queue cancellation, provider cleanup and idempotent file quarantine/database purge.
+4. Add separate tombstone storage/replay and settings/admin UX while keeping production activation disabled.
 
 Production retention, legal hold and restored-backup decisions remain recorded in `BLOCKERS.md`.
diff --git a/docs/work-programmes/decisions.md b/docs/work-programmes/decisions.md
index 5b94786..a08b6da 100644
--- a/docs/work-programmes/decisions.md
+++ b/docs/work-programmes/decisions.md
@@ -739,3 +739,13 @@
 - **Consequences:** all new generated outputs have an exact owner boundary and collision-resistant storage path. Existing legacy files age out under retention and remain excluded from user deletion unless independently attributed.
 - **User approval required:** No; additive storage hardening within the requested account lifecycle, with no existing data mutation.
 - **Reversible:** Restore shared date paths for future files. Existing owner-scoped files remain valid retention artifacts and must not be bulk-moved or deleted during rollback.
+
+## DEC-075 — Separate readable portability export from operational backup
+
+- **Date:** 2026-08-15
+- **Decision:** Add a recent-authenticated, per-user-rate-limited readable ZIP export alongside—not in place of—the existing application-key-encrypted backup. Build one explicit redacted owner inventory with checksum manifest and reuse it as the future deletion inventory boundary.
+- **Reason/evidence:** the encrypted backup is useful for application recovery but unreadable without the deployment key and omits many owned categories. A portability export must be readable, complete, tenant-isolated and secret-free; it must not be mislabeled as backup erasure.
+- **Alternatives considered:** expose the encrypted backup as user export; serialize the whole EF graph; reuse the jobs-only export; include provider/token/security rows verbatim. These are unreadable, partial, cycle-prone or credential disclosures.
+- **Consequences:** users can download JSON and owned files with independently verifiable SHA-256 checksums. Missing/legacy/external/backup categories are disclosed truthfully. The service becomes the authoritative inventory seam for deletion without coupling export to deletion activation.
+- **User approval required:** No; this is the requested repository-side data lifecycle, using synthetic tests and no production data.
+- **Reversible:** Remove the endpoint/UI and service. Existing downloaded ZIPs remain user-owned files; no stored schema or data changed.
diff --git a/docs/work-programmes/master-progress.md b/docs/work-programmes/master-progress.md
index 1ede4ec..310cb86 100644
--- a/docs/work-programmes/master-progress.md
+++ b/docs/work-programmes/master-progress.md
@@ -3,7 +3,7 @@
 Updated: 2026-08-15
 
 - **Overall programme status:** Active. Eight packages are locally verified; twenty-four are implemented with verification incomplete; SEC-009 is in progress. The prioritized admin-only version indicator and every immediate repository/browser item are implemented on the release branch; remote and production verification remain.
-- **Current work package:** `SEC-009` — complete readable export and account deletion lifecycle (`IN PROGRESS`). Generated CV/daily outputs now use opaque owner directories; proceed with the shared owner inventory/readable ZIP, then the disabled deletion lifecycle while retention/restore policy blocks production activation.
+- **Current work package:** `SEC-009` — complete readable export and account deletion lifecycle (`IN PROGRESS`). Owner-scoped generated paths and the real-SQLite-verified readable ZIP are complete; proceed with the disabled deletion lifecycle while retention/restore policy blocks production activation.
 - **Completed work packages:** None are `DONE`; all repository security/AI packages still have applicable browser, provider and/or production gates.
 - **Locally verified work:** SEC-001, SEC-002, SEC-003, SEC-005A, CORE-001, PROD-002, DEP-001 and VER-001 (`VERIFIED LOCALLY`).
 - **Implemented, verification incomplete:** SEC-004, SEC-005B, SEC-008, CORE-002, BG-001, OPS-001A/B/C, POL-001/002, AI-001/002/003/004, UX-001/002/003, QA-001, CAREER-001/002, MAIL-001, JOBS-001/002 and PRODUCT-001 (`IMPLEMENTED — NOT VERIFIED`). Their safe repository/browser scope is implemented; production/native-device/provider gates remain where recorded.
@@ -12,7 +12,7 @@ Updated: 2026-08-15
 - **Deferred work:** None. Conditional multi-replica coordination, model deletion, realtime operation delivery and unrelated production changes remain outside current packages.
 - **Immediate order:** SEC-009 owner inventory/export first, then its disabled deletion lifecycle. The eight-item immediate queue is complete locally: admin version (`a6cffe0`), Career persistence (`f0b9b22`), CV contrast (`3b86ea2`), JOBS-002 (`deed948`), accessibility (`a7c2549`), PRODUCT-001 (`a25c31b`), VER-001 and tracking reconciliation. External-only work remains skipped, not allowed to stall repository progress.
 - **Status counts:** 8 `VERIFIED LOCALLY`; 24 `IMPLEMENTED — NOT VERIFIED`; 1 `IN PROGRESS`; 1 `NOT STARTED`; 5 `BLOCKED`; 0 `DONE`; 0 `DEFERRED`.
-- **Test status:** backend 647/647; frontend 57/57 suites and 232/232 tests; AI sidecar 22/22; optimized production build/TypeScript; Docker Compose config; safe-failure deployment preflight; and Playwright 9/9 pass. Chromium covers the admin deployment badge/normal-user absence, notification popover, honest Free behavior, explicit light/dark at 375/768/1440, application workspace, Career/CV, discovery, Kanban and public CV/PDF. npm audit 0 evidence remains current because the lockfile did not change. Historical JT-019 and Jest force-exit/open-handle behavior remain recorded.
+- **Test status:** backend 650/650; frontend 58/58 suites and 234/234 tests; AI sidecar 22/22; optimized production build/TypeScript; Docker Compose config; safe-failure deployment preflight; and the preceding Playwright 9/9 pass. A fresh Chromium Free account now also downloads the real readable ZIP response. npm audit 0 evidence remains current because the lockfile did not change. Historical JT-019 and Jest force-exit/open-handle behavior remain recorded.
 - **Deployment status:** Gitea pull-request run 609 passed the complete CI job in 4m20s. Deploy was intentionally skipped because the workflow deploys only a `push` to `main`; live remains unchanged. No merge/deployment was performed directly, no production migrations were run and the AI operation worker remains disabled by default.
 - **Production status:** Unchanged and unverified. No provider/model call, model pull, external request or paid API occurred.
 - **Known regressions:** None found by automated/local browser checks. Jest still needs `--forceExit` and reports its existing open-handle notice. Email-provider/send tests are fake/local only; real delivery is not claimed. Current MAIL browser evidence is 1280×720 only because the browser surface could not resize or perform native Tab traversal. Interrupted attempts are aged after 15 minutes and notified without retry; the five-minute scan is unmeasured on a large ledger. Direct clean EF-only SQLite migration still hits the pre-existing historical blank-chain defect before later migrations; normal startup owns reconciliation. Cross-feature monthly AI usage accounting remains a rollout gap.
diff --git a/docs/work-programmes/master-work-plan.md b/docs/work-programmes/master-work-plan.md
index 1b3de7f..ffa1443 100644
--- a/docs/work-programmes/master-work-plan.md
+++ b/docs/work-programmes/master-work-plan.md
@@ -270,9 +270,9 @@ This queue records the highest-value work that can proceed without production cr
 - **Required production verification:** backup retention/tombstone rehearsal before self-service enablement.
 - **Status:** `IN PROGRESS`.
 - **Blocker:** legal/operator retention and production restore decisions block activation, not the repository-side disabled/dark launch.
-- **Evidence:** audit JT-009 inventory/design; `docs/verification/sec-009-account-lifecycle.md`; V-173 owner-scoped generated-output checkpoint, focused 77/77 and backend 647/647.
+- **Evidence:** audit JT-009 inventory/design; `docs/verification/sec-009-account-lifecycle.md`; V-173/V-174. Owner-scoped generated storage and complete redacted readable ZIP pass real-SQLite two-owner, focused API/UI, full backend/frontend, build and Chromium checks.
 - **Commit:** none.
-- **Remaining work:** owner inventory/readable ZIP export next; then additive disabled deletion coordinator, tombstone replay, UI and failure/restart verification. Production activation remains blocked by retention/restore policy.
+- **Remaining work:** reuse the completed inventory for the additive disabled deletion coordinator, tombstone replay, UI and failure/restart verification. Production activation remains blocked by retention/restore policy.
 
 ### CORE-001 — Restore default SQLite/MariaDB behavior parity
 
diff --git a/docs/work-programmes/session-handoff.md b/docs/work-programmes/session-handoff.md
index de12534..7e61114 100644
--- a/docs/work-programmes/session-handoff.md
+++ b/docs/work-programmes/session-handoff.md
@@ -3,16 +3,16 @@
 Updated: 2026-08-15
 
 - **Exact current task:** begin SEC-009 with the owner inventory/readable export, then implement the deletion lifecycle behind a disabled production gate.
-- **Last completed step:** established owner-scoped storage for every newly generated CV PDF and daily export without moving unattributable legacy files.
-- **Files currently modified:** `AppPaths`, CV PDF exporter/controller callers, daily export worker, focused tests and SEC-009 evidence.
-- **Commands already run:** SEC-009 storage slice 77/77; full backend 647/647; backend build; diff hygiene. The preceding VER-001 frontend/sidecar/build/Compose/preflight/Playwright 9/9 evidence remains current.
+- **Last completed step:** implemented a recent-authenticated, rate-limited, redacted readable account ZIP with complete safe row/file inventory, checksums, warnings and Settings UX.
+- **Files currently modified:** account export service/API/rate policy, Backup Settings UI/translations, real-SQLite/backend/frontend/browser tests and SEC-009 evidence.
+- **Commands already run:** readable-export backend/API 11/11, backend 650/650, frontend focused 4/4 and full 234/234, backend/frontend builds and targeted Chromium ZIP response. The preceding VER-001 sidecar/Compose/preflight/full Playwright evidence remains current.
 - **Test results:** all listed local gates pass. Provider/native-AT/production cells remain explicitly partial, not run or blocked. Jest retains the documented force-exit/open-handle notice.
 - **Services currently running:** none on task-owned ports 3000/5202. Playwright stopped its disposable API/Next servers. Pre-existing Docker services were not changed.
 - **Temporary files or processes:** no task-owned process is running and the failed disposable migration database was removed. Existing synthetic browser evidence/account and startup-created local backup remain documented. No provider account, real email, private content, paid service or production service was accessed.
 - **Production changes currently active:** none. No deployment, migration, provider connection/sync/send or production payload occurred.
 - **Rollback status:** downgrade `20260810080858_AddEmailDraftClientRequestId`, then `20260810075206_AddEmailDrafts`, before reverting draft commits; then follow the existing MAIL rollback order (`ee5ef7e`, `449faeb`, `123fc55`/`e9937ac`, ledger downgrade before `653f011`). No production migration/deploy/provider grant occurred.
-- **Uncommitted changes:** V-173 owner-storage code/tests/docs; no dependency, schema or production configuration change. V-172 is pushed as `0d48712`.
+- **Uncommitted changes:** V-174 readable-export code/tests/docs; no dependency, schema or production configuration change. V-173 is pushed as `cdcc716`.
 - **Known failures:** live deployment is not verified because PR deploy is intentionally skipped and the active branch is not approved for merge. Draft export/API/UI, full thread/category actions and non-Gmail review remain; existing accounts need re-consent and IMAP stays read-only. A clean full-chain SQLite apply fails in the pre-existing JT-019 migration before the new draft migration. Browser/provider/MariaDB/production unavailable or unverified; recovery scan performance is unmeasured at large ledger scale; Jest open handles; SEC-006 parser dependency work is still separately gated; parser isolation remains SEC-007.
-- **Exact next action:** commit/push V-173, then implement one redacted owner inventory and readable ZIP export with manifest/checksums/missing-file warnings.
+- **Exact next action:** complete full Chromium after the export addition, commit/push V-174, then add the disabled additive deletion state and coordinator using the same owner inventory.
 - **Work that can continue independently:** SEC-009 repository-side owner inventory/export and disabled deletion lifecycle. UX/JOBS/PRODUCT production, MAIL provider mutations, SEC-006/007 and PROD packages retain their recorded external gates.
 - **Decisions still required from the user:** none for synthetic/code-inspected repository work. Any provider connection or send test, internet/package upgrades, private data, external/paid providers and production actions retain explicit approval/safety gates; SEC-009 retention/legal policy remains unresolved.
diff --git a/job-tracker-ui/e2e/smoke.spec.ts b/job-tracker-ui/e2e/smoke.spec.ts
index 41905e4..a9168d8 100644
--- a/job-tracker-ui/e2e/smoke.spec.ts
+++ b/job-tracker-ui/e2e/smoke.spec.ts
@@ -139,6 +139,16 @@ test("a Free account keeps manual work available while AI actions stay honestly
   await expect(page.getByRole("button", { name: "Upgrade to Pro" })).toHaveCount(0);
   const overflow = await page.evaluate(() => document.documentElement.scrollWidth - document.documentElement.clientWidth);
   expect(overflow).toBeLessThanOrEqual(1);
+
+  await page.getByRole("tab", { name: "Backup" }).click();
+  await expect(page.getByText(/requires a sign-in from the last 15 minutes/i)).toBeVisible();
+  const exportResponsePromise = page.waitForResponse((response) => response.url().endsWith("/api/export/account") && response.request().method() === "POST");
+  await page.getByRole("button", { name: "Download readable account export" }).click();
+  const exportResponse = await exportResponsePromise;
+  expect(exportResponse.status()).toBe(200);
+  expect(exportResponse.headers()["content-type"]).toContain("application/zip");
+  expect((await exportResponse.body()).subarray(0, 2).toString()).toBe("PK");
+  await expect(page.getByText(/Readable account export downloaded/i)).toBeVisible();
 });
 
 test("a saved job can be created through the reviewed UI flow", async ({ page }) => {
diff --git a/job-tracker-ui/src/account-data-export.test.tsx b/job-tracker-ui/src/account-data-export.test.tsx
new file mode 100644
index 0000000..609b1da
--- /dev/null
+++ b/job-tracker-ui/src/account-data-export.test.tsx
@@ -0,0 +1,54 @@
+import React from 'react';
+import '@testing-library/jest-dom';
+import { fireEvent, render, screen, waitFor } from '@testing-library/react';
+
+import BackupCard from './components/BackupCard';
+import { I18nProvider } from './i18n/I18nProvider';
+import { ToastProvider } from './toast';
+import { api } from './api';
+
+jest.mock('./api', () => ({
+  api: {
+    get: jest.fn(),
+    post: jest.fn(),
+    put: jest.fn(),
+    patch: jest.fn(),
+    delete: jest.fn(),
+    interceptors: { request: { use: jest.fn() }, response: { use: jest.fn() } },
+  },
+  getApiErrorMessage: (error: any, fallback?: string) => error?.response?.data?.detail || fallback || 'Request failed.',
+}));
+
+const mockedApi = api as jest.Mocked<typeof api>;
+
+beforeEach(() => {
+  mockedApi.post.mockReset();
+  Object.defineProperty(URL, 'createObjectURL', { configurable: true, value: jest.fn(() => 'blob:account-export') });
+  Object.defineProperty(URL, 'revokeObjectURL', { configurable: true, value: jest.fn() });
+  jest.spyOn(HTMLAnchorElement.prototype, 'click').mockImplementation(() => undefined);
+});
+
+afterEach(() => jest.restoreAllMocks());
+
+test('downloads the readable account ZIP from the protected endpoint', async () => {
+  mockedApi.post.mockResolvedValue({
+    data: new Blob(['zip']),
+    headers: { 'content-disposition': 'attachment; filename="jobjakt-account-export.zip"' },
+  } as any);
+  render(<ToastProvider><I18nProvider><BackupCard /></I18nProvider></ToastProvider>);
+
+  fireEvent.click(screen.getByRole('button', { name: /download readable account export/i }));
+
+  await waitFor(() => expect(mockedApi.post).toHaveBeenCalledWith('/export/account', null, { responseType: 'blob' }));
+  expect(HTMLAnchorElement.prototype.click).toHaveBeenCalled();
+  expect(await screen.findByText(/readable account export downloaded/i)).toBeInTheDocument();
+});
+
+test('explains the recent-sign-in requirement without weakening it', async () => {
+  mockedApi.post.mockRejectedValue({ response: { status: 403, data: { detail: 'Sign in again before downloading a complete account export.' } } });
+  render(<ToastProvider><I18nProvider><BackupCard /></I18nProvider></ToastProvider>);
+
+  expect(screen.getByText(/requires a sign-in from the last 15 minutes/i)).toBeInTheDocument();
+  fireEvent.click(screen.getByRole('button', { name: /download readable account export/i }));
+  expect(await screen.findByText(/sign in again before downloading/i)).toBeInTheDocument();
+});
diff --git a/job-tracker-ui/src/components/BackupCard.tsx b/job-tracker-ui/src/components/BackupCard.tsx
index 304879a..30a7780 100644
--- a/job-tracker-ui/src/components/BackupCard.tsx
+++ b/job-tracker-ui/src/components/BackupCard.tsx
@@ -1,6 +1,6 @@
 import React, { useState } from "react";
 
-import { Box, Button, Paper, Typography } from "@mui/material";
+import { Alert, Box, Button, Divider, Paper, Typography } from "@mui/material";
 import { api, getApiErrorMessage } from "../api";
 import { useToast } from "../toast";
 import { useI18n } from "../i18n/I18nProvider";
@@ -9,24 +9,38 @@ export default function BackupCard() {
   const { toast } = useToast();
   const { t } = useI18n();
   const [downloading, setDownloading] = useState(false);
+  const [exportingAccount, setExportingAccount] = useState(false);
+
+  const downloadBlob = (blob: Blob, contentDisposition: string | undefined, fallbackName: string) => {
+    const url = URL.createObjectURL(blob);
+    const match = /filename="?([^";]+)"?/i.exec(contentDisposition || "");
+    const link = document.createElement("a");
+    link.href = url;
+    link.download = match?.[1] ?? fallbackName;
+    document.body.appendChild(link);
+    link.click();
+    link.remove();
+    window.setTimeout(() => URL.revokeObjectURL(url), 5000);
+  };
+
+  const downloadAccountExport = async () => {
+    setExportingAccount(true);
+    try {
+      const res = await api.post("/export/account", null, { responseType: "blob" });
+      downloadBlob(res.data as Blob, res.headers?.["content-disposition"] as string | undefined, `jobjakt-account-export-${new Date().toISOString().slice(0, 10)}.zip`);
+      toast(t("accountExportDownloaded"), "success");
+    } catch (error: any) {
+      toast(getApiErrorMessage(error, t("accountExportFailed")), "error");
+    } finally {
+      setExportingAccount(false);
+    }
+  };
 
   const downloadEncrypted = async () => {
     setDownloading(true);
     try {
       const res = await api.post("/backup/encrypted", null, { responseType: "blob" });
-      const blob: Blob = res.data;
-      const url = URL.createObjectURL(blob);
-      const cd = (res.headers?.["content-disposition"] as string) || "";
-      const m = /filename="?([^";]+)"?/i.exec(cd);
-      const filename = m?.[1] ?? `jobtracker_backup_${new Date().toISOString().slice(0, 10)}.jtbackup`;
-
-      const link = document.createElement("a");
-      link.href = url;
-      link.download = filename;
-      document.body.appendChild(link);
-      link.click();
-      link.remove();
-      window.setTimeout(() => URL.revokeObjectURL(url), 5000);
+      downloadBlob(res.data as Blob, res.headers?.["content-disposition"] as string | undefined, `jobtracker_backup_${new Date().toISOString().slice(0, 10)}.jtbackup`);
       toast(t("backupDownloaded"), "success");
     } catch (error: any) {
       toast(getApiErrorMessage(error, t("backupFailed")), "error");
@@ -40,11 +54,22 @@ export default function BackupCard() {
       <Typography variant="h6" sx={{ mb: 1 }}>
         {t("backupTitle")}
       </Typography>
+      <Typography sx={{ color: "text.secondary", mb: 1 }}>
+        {t("accountExportBody")}
+      </Typography>
+      <Box sx={{ display: "flex", gap: 1, flexWrap: "wrap" }}>
+        <Button variant="contained" onClick={downloadAccountExport} disabled={exportingAccount || downloading}>
+          {exportingAccount ? t("accountExportPreparing") : t("accountExportDownload")}
+        </Button>
+      </Box>
+      <Alert severity="info" sx={{ mt: 1.5 }}>{t("accountExportRecentSignIn")}</Alert>
+      <Divider sx={{ my: 2 }} />
+      <Typography variant="subtitle1" sx={{ fontWeight: 800, mb: 0.5 }}>{t("backupEncryptedTitle")}</Typography>
       <Typography sx={{ color: "text.secondary", mb: 1 }}>
         {t("backupBody")}
       </Typography>
       <Box sx={{ display: "flex", gap: 1, flexWrap: "wrap" }}>
-        <Button variant="contained" onClick={downloadEncrypted} disabled={downloading}>
+        <Button variant="contained" onClick={downloadEncrypted} disabled={downloading || exportingAccount}>
           {downloading ? t("backupPreparing") : t("backupDownload")}
         </Button>
       </Box>
diff --git a/job-tracker-ui/src/i18n/translations.ts b/job-tracker-ui/src/i18n/translations.ts
index 23d2261..63805ae 100644
--- a/job-tracker-ui/src/i18n/translations.ts
+++ b/job-tracker-ui/src/i18n/translations.ts
@@ -809,7 +809,14 @@ export const translations = {
     signedInAs: "Signed in as {name}.",
     unlinkGoogle: "Unlink Google",
     backupTitle: "Data safety",
-    backupBody: "One-click encrypted backup of your current data.",
+    accountExportBody: "Download a readable ZIP of your account data and owned files, with a checksum manifest and clear exclusions.",
+    accountExportPreparing: "Preparing account export...",
+    accountExportDownload: "Download readable account export",
+    accountExportDownloaded: "Readable account export downloaded.",
+    accountExportFailed: "Account export failed.",
+    accountExportRecentSignIn: "For your security, a complete account export requires a sign-in from the last 15 minutes. Sign out and sign in again if requested.",
+    backupEncryptedTitle: "Encrypted application backup",
+    backupBody: "Download an application-key-encrypted operational backup. Use the readable export above for personal data portability.",
     backupPreparing: "Preparing...",
     backupDownload: "Download encrypted backup",
     backupDownloaded: "Backup downloaded.",
@@ -1962,7 +1969,14 @@ export const translations = {
     signedInAs: "Logget inn som {name}.",
     unlinkGoogle: "Koble fra Google",
     backupTitle: "Datasikkerhet",
-    backupBody: "Kryptert sikkerhetskopi av gjeldende data med ett klikk.",
+    accountExportBody: "Last ned en lesbar ZIP med kontodata og egne filer, med kontrollsummer og tydelige unntak.",
+    accountExportPreparing: "Forbereder kontoeksport...",
+    accountExportDownload: "Last ned lesbar kontoeksport",
+    accountExportDownloaded: "Lesbar kontoeksport lastet ned.",
+    accountExportFailed: "Kontoeksport mislyktes.",
+    accountExportRecentSignIn: "Av sikkerhetsgrunner krever en full kontoeksport at du logget inn de siste 15 minuttene. Logg ut og inn igjen hvis du blir bedt om det.",
+    backupEncryptedTitle: "Kryptert systemsikkerhetskopi",
+    backupBody: "Last ned en operativ sikkerhetskopi kryptert med applikasjonsnøkkelen. Bruk den lesbare eksporten over for dataportabilitet.",
     backupPreparing: "Forbereder...",
     backupDownload: "Last ned kryptert sikkerhetskopi",
     backupDownloaded: "Sikkerhetskopi lastet ned.",