feat(plans): publish honest Free and Pro

docs/work-programmes/decisions.md

@@ -719,3 +719,13 @@
 - **Consequences:** public browser viewing preserves the same A4 layout used by PDF/export while fitting narrow screens; multi-page content reserves its scaled height. PDF output is unchanged.
 - **User approval required:** No; this is a requested responsive/accessibility correction without schema, dependency or production change.
 - **Reversible:** Revert the `PublicCvPage` frame wrapper; no stored data changed.
+
+## DEC-073 — Keep public plan copy capability-based and checkout-owned
+
+- **Date:** 2026-08-15
+- **Decision:** Publish exactly Free and Pro from one frontend capability catalogue, keep `AccountPlans` authoritative for enforcement, and let configured Stripe Checkout own price, interval and any trial terms. Reuse one dismissible contextual Pro notice rather than scattering promotional Alert implementations.
+- **Reason/evidence:** the homepage advertised three tiers, fixed prices, Free AI and unlimited AI while the server allowed only Free-without-AI and finite Pro entitlements. Central copy and conditional billing actions remove that contradiction without changing secure server policy.
+- **Alternatives considered:** hardcode the current Stripe price; query Stripe anonymously; retain a speculative BYOK tier; show an upgrade button when billing is unavailable; interrupt Free users with repeated dialogs. These leak/change commercial ownership, create false actions or use dark patterns.
+- **Consequences:** public claims stay stable across deployment-specific commercial configuration; Free users see honest locked states and retain manual/existing content; checkout terms remain inspectable at the payment boundary.
+- **User approval required:** No; this implements the approved master-plan requirement without external billing action.
+- **Reversible:** Revert the PRODUCT-001 presentation commit. Server entitlement and stored billing state are unchanged.