feat(auth): add per-account lockout and TOTP 2FA with recovery codes

Adds three layers of account-security hardening, all gated behind the
existing SignInWithAppSessionAsync-equivalent (now AppSessionIssuer) so
every sign-in path -- local, Google, Microsoft -- goes through the same
lockout/2FA checks:

- Per-account lockout: Identity's built-in lockout store (columns already
  provisioned, previously unused) is now wired up in AuthController.Login
  via IsLockedOutAsync/AccessFailedAsync/ResetAccessFailedCountAsync, 5
  failed attempts / 15 min, same generic 401 as wrong-password to avoid
  enumeration.

- RFC 6238 TOTP 2FA (Otp.NET) with QR-code setup (QRCoder, fully local/
  offline) on a new TwoFactorController: setup requires password
  re-confirmation and returns a pending (unconfirmed) secret + QR; the
  secret is only persisted as active once verify-setup checks a real
  code. Secrets are encrypted at rest via the same IDataProtector pattern
  already used for Gmail/Microsoft OAuth refresh tokens.

- Login/OAuth exchange now checks TwoFactorEnabled before issuing a real
  session. If enabled, it hands back an opaque, server-side (IMemoryCache)
  pending token via a new ITwoFactorPendingTokenService -- deliberately
  NOT a JWT, so it can never be presented as a bearer token to bypass the
  2FA check on any other endpoint. Only POST /api/auth/2fa/challenge can
  redeem it, rate-limited at 5/5min (tighter than password login, since a
  6-digit space is far more brute-forceable).

- One-time recovery codes (10 per enable/regenerate, SHA-256-hashed at
  rest, shown once in plaintext) accepted in the same challenge endpoint
  as an alternative to a TOTP code.

Schema: AspNetUsers gains TotpSecretEncrypted / TotpPendingSecretEncrypted
/ TotpEnabledAtUtc, plus a new TwoFactorRecoveryCodes table, added to both
the SQLite and MySQL dialect blocks in the startup schema reconciler.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>

JobTrackerApi.Tests/ClientErrorsControllerTests.cs

@@ -51,7 +51,7 @@ public sealed class ClientErrorsControllerTests
         var userManager = TestHostFactory.CreateUserManager();
         userManager.Setup(x => x.GetUserAsync(It.IsAny<ClaimsPrincipal>())).ReturnsAsync(user);
 
-        var controller = new AuthController(BuildConfig(), userManager.Object, Mock.Of<ITokenService>(), Mock.Of<IAppEmailSender>(), Mock.Of<IGoogleTokenValidator>(), Mock.Of<IMicrosoftTokenValidator>(), Mock.Of<ILogger<AuthController>>())
+        var controller = new AuthController(BuildConfig(), userManager.Object, Mock.Of<ITokenService>(), Mock.Of<IAppEmailSender>(), Mock.Of<IGoogleTokenValidator>(), Mock.Of<IMicrosoftTokenValidator>(), Mock.Of<ILogger<AuthController>>(), Mock.Of<ITwoFactorPendingTokenService>())
         {
             ControllerContext = new ControllerContext
             {